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  • Kotak Preferred e-Term Plan

    Kotak Preferred e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.

  • Kotak e-Assured Savings Plan

    Kotak e-Assured Savings Plan not only provides affordable protection but also helps accrue wealth for accomplishing your upcoming financial aims by giving guaranteed benefits.

  • Kotak e-Lifetime Income Plan

    Kotak e-Lifetime Income Plan gives you the assurance of regular stream of income throughout your lifetime to lead a care-free life.


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Kotak e-Lifetime Income Plan

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Let the celebration of life go on forever

Retirement isn’t the time to be free. It is the time to do all that you always wanted to but didn’t have the time! And when you finally have a chance to do what you want, surely, you don’t want financial constraints to hold you back. A steady income post retirement can ensure that you can have a fulfilling retirement. Kotak e-Lifetime Income Plan gives you the assurance of regular stream of income throughout your lifetime to lead a care-free life.

Key features

  • Four Annuity Options to choose from

    To suit specific requirement of your loved ones and yourself.

  • Issued annuity rates are guaranteed for lifetime

    Once the plan is issued with a particular Annuity Rate, the rate is guaranteed throughout

  • Can be gifted to loved ones

    You can take the plan either for yourself or gift it to your near & dear ones * to take care of their future needs.


  • Age criteria

    • Entry Age (as on last birth date): Min: 45 years (For New Customers) | 18 years (For existing KLI Pension Plan policyholders) | Max: 99 years
    • Entry age for Nominees of deceased Kotak Life Pension policyholder (as on last birth date): Min: 0 years | Max: 99 years
  • Single Premium (retirement fund)

    • Minimum: New Customers: Rs. 50,000
    • Existing KLI Pension Plan Policy holders: Any amount that ensures the minimum annuity amount as per section 4(I) of Insurance Act 1938 as amended from time to time
    • Maximum: No Limit
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Download the brochure to know more about the plan and how it can benefit you.

Kotak e-Lifetime Income Plan

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Read about Tax benefits & Plan Disclaimer

Tax Benefits & Disclaimers

You may avail of tax benefits under Section 80CCC of Income Tax Act, 1961. Income paid by the annuity is taxable in the hands of the customer. Tax laws are subject to amendments from time to time. . Goods and Services Tax & Cess there on, shall be levied over and above premium amount as per applicable tax laws. Please consult your tax advisor for details.

Terms and conditions

Insurance is the subject matter of solicitation. This is a non-participating immediate annuity plan. This website content only gives the salient features of the plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.

Kotak eLifetime Income Plan UIN: 107N085V02, Form No: N085, Ref. No.:KLI/17-18/E-Web/116

Regd. Office:

Kotak Mahindra Old Mutual Life Insurance Ltd.

Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)


IRDAI clarifies to public that

  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus.
  • Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.