Now you can buy life insurance plans completely online right here.
Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.
The Kotak Health Shield Plan helps secure your finances in times of sudden medical expenses related to illness such as Cardiac, Liver, Neuro and Cancer (all early and major stages of illness /conditions of Cancer); along with offering protection for Personal Accident - in case of accidental death or disability.
Kotak Lifetime Income Plan gives you the assurance of your income continuing throughout your life and in your absence throughout the lifetime of your spouse!
Our representative will get in touch with you at the earliest.
A Non-Linked Participating Whole Life Plan
Life is all about enjoying the comforts and conveniences that you build for yourself. It also brings along the additional responsibility of securing your tomorrow and that of your family. Kotak Premier Life Plan is designed to protect your life right up to your 99thbirthday. It is a limited premium paying participating whole life plan, where you can choose to receive bonus payouts even after premium payment term expires. You can utilise these payouts to take care of your financial commitments, build a retirement corpus for a worry-free life or even create a legacy for your children and grandchildren to cherish.
Mr. Sharma decides to invest in the plan by selecting a Sum Assured on Maturity, Premium Payment Term and Premium Frequency as per his convenience.
He chooses the Bonus Option of “Paid-Up Additions” – that allows him utilize the bonuses under the policy to purchase Paid-Up Additions and accumulate corpus.
He continues to pay the Premium for the specified duration
At the end of the Premium Payment Term; accrued Simple Reversionary Bonuses till then will be utilized to purchase “Paid-Up Additions”; thereafter at the end of each policy year, the Cash Bonus declared will get utilized to purchase further Paid-Up additions
Mr. Sharma will have the option of en-cashing from the “Paid-Up Additions” to meet interim financial needs
At the end of the policy term, Mr. Sharma will receive the following
Sum Assured on Maturity PLUS
Accrued Paid-Up Additions (if any) PLUS
With protection up to the age of 99 years
Declared from 1st policy year till end of premium payment term and cash bonus after expiry of premium payment term
Or accumulate them under the policy
Through discount in premium for high Sum Assured on maturity and female lives
You can do this through a wide range of Riders
as per applicable tax laws
In case of death of the life insured, rider sum assured will be paid in addition to the death benefit under the base plan.Download
In case of death of policyholder (if different from Life Insured), outstanding premiums are waived and paid by Kotak Life Insurance.Download
In case of life insured being permanently disabled due to accident, benefit is paid in instalments.Download
In case of accidental death of life insured, rider sum assured will be paid along with death benefit under base plan.Download
In case of accidental disability, outstanding premiums are waived and paid by Kotak Life Insurance.Download
Rider Sum Assured shall be paid in part or whole, in case the Life Insured is diagnosed with any of the 37 critical illnesses (subject to terms and conditions)Download
Enter a few details to calculate your premium instantly.Calculate premium
Send a "Hi" to 93210 03007, from your registered mobile number.
Call our toll free number and our representative will help you buy the most suitable plan.
You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.
This is a non-linked participating whole life plan. For sub-standard lives, extra premium may be charged based on KLI’s underwriting policy. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For details on riders, please read the Rider Brochure.Please note that Bonuses are NOT guaranteed and may be as declared by the Company from time to time.
Kotak Premier Life Plan UIN: 107N096V03, Form No: N096, Kotak Term Benefit Rider – 107B003V03, Form No. B003, Kotak Accidental Death Benefit Rider – 107B001V03, Form No. B001, Kotak Permanent Disability Benefit Rider – 107B002V03, Form No. B002, Kotak Life Guardian Benefit Rider – 107B012V02, Form No. B012, Kotak Accidental Disability Guardian Benefit Rider – 107B011V02, Form No. B011. Kotak Critical Illness Plus Benefit Rider UIN No.: 107B020V01, Form No.: B020 Ref. No.: KLI/19-20/E-WEB/288.
Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
Kotak Single Invest Plus is a single premium unit linked plan where, by just paying once, you can reap benefits and also stay protected.Know more
Kotak Life Insurance presents a simple savings and protection oriented plan, which provides all guaranteed benefits while giving life insurance cover – Kotak POS Bachat Bima.Know more
Kotak Ace Investment Plan is designed with the clear objective of helping you accumulate wealth and provide you adequate life cover.Know more
Kotak Assured Income Accelerator ensures that you get Guaranteed Income every year on the same amount of savings and that the Guaranteed Income increases year on year.Know more
Kotak Premier Endowment Plan offers Guaranteed Additions in the first 5 policy years and also works to provide you a corpus through continued bonuses.Know more
Kotak Assured Savings Plan is an affordable protection plan that enables you to accumulate wealth and strengthens your finances for the future.Know more
Kotak Premier Moneyback Plan is a limited pay plan that provides lump sum payouts at regular intervals to meet your interim financial requirements and let you offer the best to your family.Know more
Kotak Classic Endowment Plan is a long term protection cum savings plan that offers protection benefit while earning bonuses during the policy term.Know more
Kotak Life Insurance presents Kotak Premier Income Plan a savings and protection oriented plan that provides Guaranteed Annual Income immediately after the premium payment term to provide you with an additional annual income.Know more
A Limited Pay Non-Linked Participating Life Insurance plan. You earn and work hard to accomplish your dreams and aspirations at every stage of life.Know more
Kotak Wealth Optima Plan is a protection and savings oriented unit linked insurance plan. The plan provides life insurance cover to protect your family in case of your unfortunate demise. It also provides the flexibility of choosing premium payment term, investment strategy and investment horizon.Know more
Kotak Invest Maxima is an investment oriented unit-linked life insurance plan with maximum premium allocation and a Systematic Switching Strategy that allows you to enter the equity market in a systematic manner.Know more
Kotak Platinum is an investment plan with an unmatched combination of three investment strategies and flexibilities for complete control over your investments.Know more
Kotak Sampoorn Bima Micro Insurance Plan is a single premium plan with fixed term of 5 years to cater to the needs of low-income customers.Know more
A Non-Linked Non-Participating Life Insurance planKnow more
Kotak Single Invest Advantage is a hassle-free unit linked plan, where you invest once and reap the benefits throughout the policy term.Know more
Kotak e-Invest - a comprehensive Unit Linked Life Insurance Plan that can be customized as per your goals and requirements.Know more