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Now you can buy life insurance plans completely online right here.

  • Kotak Preferred e-Term Plan

    Kotak Preferred e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.

  • Kotak e-Assured Savings Plan

    Kotak e-Assured Savings Plan not only provides affordable protection but also helps accrue wealth for accomplishing your upcoming financial aims by giving guaranteed benefits.

  • Kotak e-Lifetime Income Plan

    Kotak e-Lifetime Income Plan gives you the assurance of regular stream of income throughout your lifetime to lead a care-free life.

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Kotak Guaranteed Savings Plan

A Non-Linked Non-Participating Life Insurance plan

Uncertainty is reality of Life. You cannot avoid it but you can always plan to handle it better. To help you in achieving the same, Kotak Life Insurance presents Kotak Guaranteed Savings Plan - a savings and protection oriented plan that provides ‘Guaranteed’ benefits. So, be rest assured and be ready for whatever comes next and enjoy your Life…

Key features

  • Limited premium

    Limited premium payment options

  • Guaranteed Additions

    After premium payment term, plan will accrue Guaranteed Additions for remaining term

  • Guaranteed Loyalty Addition

    Lump sum Guaranteed Loyalty Addition at the end of the policy term

  • Enhanced protection

    Enhanced protection through optional rider

Eligibility

  • Entry Age: (as on last birthday)

    • Min: 3 years
    • Max: 60 years

  • Maximum Maturity Age: (as on last birthday)

    • Min: 18 years
    • Max: 75 years

  • Policy Term (Fixed)

    • 14 years / 15 years / 16 years / 20 years
  • Premium Levels

    • Min: Rs. 20,000 p.a.
    • Max: No Limits, subject to Underwriting acceptance

  • Premium Payment Term (PPT)

    • Limited:
    Premium Payment Term Policy Term (years)
    7 year 14 year
    8 year 16 year
    10 year 15 year
    10 year 20 year
  • Premium Payment Mode

    • Yearly, Half yearly, Quarterly, Monthly
  • Premium Modal Factor

    • Following modal loadings will be used to calculate installment Premium: Yearly – 100% , Half yearly – 51% , Quarterly – 26% , Monthly – 8.8%
  • Sum Assured

    • Will be derived basis Premium, Age, PPT & Policy Term

Need help with life insurance?

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Call on toll free number 1800 209 8800(8:00 am to 10:00pm)

Call our toll free number and our representative will help you buy the most suitable plan.

Mail us on clientservicedesk@kotak.com

Mail your queries to us and we will answer them at the earliest.

Read about Tax benefits & Plan Disclaimer

Tax Benefits & Disclaimers

You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Goods and Services Tax and Cess as applicable shall be levied over and above premium amount shown here as per applicable tax laws.

Terms & Conditions:

This is a non-linked, non-participating endowment plan. This is a saving and protection oriented plan. For sub-standard lives, extra premium may be charged based on Kotak Life Insurance’s underwriting policy. Please refer the policy document for specific details on all terms and conditions. For more details on riders please read the Rider Brochure.

Kotak Guaranteed Savings Plan UIN: 107N100V01, Form No: N100, Ref. No.: KLI/17-18/E-Web/109

Kotak Term Benefit Rider, UIN: 107B003V03, Form No: B003; Kotak Accidental Death Benefit Rider, UIN: 107B001V03, Form No: B001; Kotak Permanent Disability Benefit Rider, UIN: 107B002V03, Form No: B002; Kotak Life Guardian Benefit, UIN: 107B012V02, Form No: B012; Kotak Accidental Disability Guardian Benefit, UIN: 107B011V02, Form No: B011

Regd. Office:

Kotak Mahindra Old Mutual Life Insurance Ltd.

Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)
Website: http://insurance.kotak.com
Email: clientservicedesk@kotak.com

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI clarifies to public that

  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus.
  • Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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