Now you can buy life insurance plans completely online right here.
Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.
Kotak e-Assured Savings Plan not only provides affordable protection but also helps accrue wealth for accomplishing your upcoming financial aims by giving guaranteed benefits.
Our representative will get in touch with you at the earliest.
A Non-Participating Endowment Assurance Plan
Take confident steps towards your financial goals. Life insurance policies are more than just modes of protection. They can also play an active role in helping you reach your financial goals. The Kotak Assured Savings Plan enables you to accumulate wealth and strengthens your finances for the future. It not only offers you affordable protection but also helps accumulate enough wealth to help achieve your financial goals through guaranteed benefits.
Mr. Shetty is a 35 year old family man
With Kotak Assured Savings Plan, he chooses a premium payment term of 10 years for a policy term of 15 years
He pays an annual premium of Rs. 1,00,000/-*
He determines the Basic Sum Assured as per Premium, Policy Term, Premium Payment Term and his age
Premium payment term expires and the policy continues till maturity
At maturity, Mr. Shetty receives Guaranteed Maturity Benefit which is Sum of Basic Sum Assured + Accrued Guaranteed Yearly Additions + Guaranteed Loyalty Addition
Mr. Shetty nominates his wife. In case of an unfortunate event of Mr. Shetty’s death during the term of the plan, she would receive Basic Death Benefit + Guaranteed Yearly Additions accrued as on the date of death.
* The above Premium figures are exclusive of Goods and Services Tax and Cess. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums.
Get Basic Sum Assured PLUS Accrued Guaranteed@ Yearly Additions PLUS Enjoy Guaranteed@ Loyalty Addition
Enjoy Guaranteed@ Yearly Additions added every time you pay the premium - payable at maturity or death, whichever is earlier.
Get increased Guaranteed@ Yearly Additions and Guaranteed@ Loyalty Addition with increase in Premium Payment Term (PPT)
Through high premium benefit leading to higher Basic Sum Assured
Through a wide range of Riders
as per applicable tax laws
Determined on the basis of minimum premium amount, entry age, policy term and PPT
For example: For 20,000 annual premium Basic Sum Assured for entry ages 3 & 60 yrs will be:
Policy Term - 15 years
Premium payment term - 5 years
Basic sum assured (Rs.) - 1,36,780
Policy Term - 20 years
Premium payment term - 10 years
Basic sum assured (Rs.) - 2,42,340
Policy Term - 15 years
Premium payment term - 10 years
Basic sum assured (Rs.) - 1,19,896
For details, please refer to the premium calculator on our website.
In case of death of the life insured, rider sum assured will be paid in addition to the death benefit under the base plan.Download
In case of death of the life insured due to accident, rider sum assured will be paid in addition to the death benefit under the base plan.Download
In case of life insured being permanently disabled due to accident, benefit is paid in installments.Download
In case of death of the policyholder (if different from Life Insured), outstanding premiums are waived and will be paid by Kotak Life Insurance.Download
In case of accidental disability, outstanding premiums are waived and will be paid by Kotak Life Insurance.Download
Rider Sum Assured shall be paid in part or whole, in case the Life Insured is diagnosed with any of the 37 Critical Illnesses (subject to terms and conditions)Download
Enter a few details to calculate your premium instantly.Calculate premium
Call our toll free number and our representative will help you buy the most suitable plan.
You may avail of tax benefits under Section 80C, and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections.Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.
@Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. This is a savings-cum-protection oriented non-participating endowment assurance plan. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.For more details on riders, please read the Rider Brochure.
Kotak Assured Savings Plan UIN: 107N081V02, Form No: N081 Kotak Term Benefit Rider - 107B003V03, Kotak Life Guardian Benefit Rider - 107B012V02, Kotak Accidental Disability Guardian Benefit Rider - 107B011V02, Kotak Critical Illness Plus Benefit Rider UIN No.: 107B020V01, Form No.: B020,
Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
Kotak Gramin Bima Yojana provides you the benefit on maturity of the plan an also offers protection against uncertainties with the ease of paying a one-time premium.Know more
Kotak Classic Endowment Plan is a long term protection cum savings plan that offers protection benefit while earning bonuses during the policy term.Know more
Kotak Assured Income Plan guarantees you an additional income every year for fixed 15 years so that you can enjoy life cover for the entire policy term.Know more
A Limited Pay Non-Linked Participating Life Insurance plan. You earn and work hard to accomplish your dreams and aspirations at every stage of life.Know more
Kotak Wealth Insurance is a unit-linked insurance plan (ULIP) that allows you to build a corpus of money by regularly investing in funds of your choice while protecting your family.Know more
Kotak Invest Maxima is an investment oriented unit-linked life insurance plan with maximum premium allocation and a Systematic Switching Strategy that allows you to enter the equity market in a systematic manner.Know more
Kotak Premier Moneyback Plan is a limited pay plan that provides lump sum payouts at regular intervals to meet your interim financial requirements and let you offer the best to your family.Know more
Kotak Sampoorn Bima Micro Insurance Plan is a single premium plan with fixed term of 5 years to cater to the needs of low-income customers.Know more
Kotak Life Insurance presents a simple savings and protection oriented plan, which provides all guaranteed benefits while giving life insurance cover – Kotak POS Bachat Bima.Know more
Kotak Ace Investment Plan is designed with the clear objective of helping you accumulate wealth and provide you adequate life cover.Know more
Kotak Single Invest Plus is a single premium unit linked plan where, by just paying once, you can reap benefits and also stay protected.Know more
Kotak Single Invest Advantage is a hassle-free unit linked plan, where you invest once and reap the benefits throughout the policy term.Know more
Kotak Life Insurance presents Kotak Premier Income Plan a savings and protection oriented plan that provides Guaranteed Annual Income immediately after the premium payment term to provide you with an additional annual income.Know more
Kotak Premier Endowment Plan offers Guaranteed Additions in the first 5 policy years and also works to provide you a corpus through continued bonuses.Know more
A Non-Linked Non-Participating Life Insurance planKnow more
Kotak Premier Life Plan is a limited premium paying participating whole life plan, where you can choose to receive bonus payouts even after premium payment term expires.Know more
Kotak Platinum is an investment plan with an unmatched combination of three investment strategies and flexibilities for complete control over your investments.Know more
Kotak Assured Income Accelerator ensures that you get Guaranteed Income every year on the same amount of savings and that the Guaranteed Income increases year on year.Know more