Now you can buy life insurance plans completely online right here.
Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.
Kotak e-Assured Savings Plan not only provides affordable protection but also helps accrue wealth for accomplishing your upcoming financial aims by giving guaranteed benefits.
Kotak e-Lifetime Income Plan gives you the assurance of regular stream of income throughout your lifetime to lead a care-free life.
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A life insurance plan
Take confident steps towards your financial goals. Life insurance policies are more than just modes of protection. They can also play an active role in helping you reach your financial goals. The Kotak Assured Savings Plan enables you to accumulate wealth and strengthens your finances for the future. It not only offers you affordable protection but also helps accumulate enough wealth to help achieveyour financial goals through guaranteed benefits.
Mr. Shetty is a 35 year old family man
With Kotak Assured Savings Plan, he chooses a premium payment term of 10 years for a policy term of 15 years
He pays an annual premium of Rs. 1,00,000/-*
He determines the Basic Sum Assured as per Premium, Policy Term, Premium Payment Term and his age
Premium payment term expires and the policy continues till maturity
At maturity, Mr. Shetty receives Guaranteed Maturity Benefit which is Sum of Basic Sum Assured + Accrued Guaranteed Yearly Additions + Guaranteed Loyalty Addition
Mr. Shetty nominates his wife. In case of an unfortunate event of Mr. Shetty’s death during the term of the plan, she would receive Basic Death Benefit + Guaranteed Yearly Additions accrued as on the date of death.
* The above Premium figures are exclusive of Goods and Services Tax and Cess. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums.
Get Basic Sum Assured and PLUS Ensure Accrued Guaranteed Yearly Additions and PLUS Enjoy Guaranteed Loyalty Addition
Enjoy Guaranteed Yearly Additions added every time you pay the premium - payable at maturity or death, whichever is earlier.
Get increased Guaranteed Yearly Additions and Guaranteed Loyalty Addition with increase in Premium Payment Term (PPT)
Through high premium benefit leading to higher Basic Sum Assured
Through a wide range of Riders
as per applicable tax laws
Determined on the basis of minimum premium amount, entry age, policy term and PPT
For example: For 20,000 annual premium Basic Sum Assured for entry ages 3 & 60 yrs will be:
Policy Term - 15 years
Premium payment term - 5 years
Basic sum assured (Rs.) - 1,36,780
Policy Term - 20 years
Premium payment term - 10 years
Basic sum assured (Rs.) - 2,42,340
Policy Term - 15 years
Premium payment term - 10 years
Basic sum assured (Rs.) - 1,19,896
For details, please refer to the premium calculator on our website.
In case of death of the life insured, rider sum assured will be paid in addition to the death benefit under the base plan.Download
In case of death of the life insured due to accident, rider sum assured will be paid in addition to the death benefit under the base plan.Download
In case of life insured being permanently disabled due to accident, benefit is paid in installments.Download
In case of death of the policyholder (if different from Life Insured), outstanding premiums are waived and will be paid by Kotak Life Insurance.Download
In case of accidental disability, outstanding premiums are waived and will be paid by Kotak Life Insurance.Download
Enter a few details to calculate your premium instantly.Calculate premium
Download the brochure to know more about the plan and how it can benefit you.
You may avail of tax benefits under Section 80C, and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details.
Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. This is a savings-cum-protection oriented non-participating endowment assurance plan. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.
Kotak Assured Savings Plan UIN: 107N081V01, Form No: N081 Kotak Term Benefit Rider - 107B003V03, Kotak Life Guardian Benefit Rider - 107B012V02, Kotak Accidental Disability Guardian Benefit Rider - 107B011V02
Ref. No.: KLI/17-18/E-WEB/161
Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)
IRDAI clarifies to public that
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