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  • Kotak e-Term Plan

    Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.

  • Kotak e-Assured Savings Plan

    Kotak e-Assured Savings Plan not only provides affordable protection but also helps accrue wealth for accomplishing your upcoming financial aims by giving guaranteed benefits.

  • Kotak e-Lifetime Income Plan

    Kotak e-Lifetime Income Plan gives you the assurance of regular stream of income throughout your lifetime to lead a care-free life.

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Kotak Assured Income Plan

A Life Insurance Plan

The little luxuries that we indulge in with our family form our most pleasant memories. Imagine if you could enjoy these moments without worrying about the associated costs. An additional guaranteed stream of income could make a difference here. A smart investment decision today can go a long way in ensuring that the life, you want for your family, would indeed become a reality.

Keeping this in mind, Kotak Life Insurance brings to you Kotak Assured Income Plan, your second income. This plan guarantees you an additional income every year for fixed 15 years. You also enjoy life cover for the entire policy term thereby protecting your family from any uncertainties.

Key features

  • Enjoy Assured Annual Income for 15 years

    Get an Assured Annual Income every year for a period of 15 years, provided the policy is in force and you survive the policy term

  • Receive additional lump sum on maturity

    At the end of the policy term, get a lump sum benefit as a % of Basic Sum Assured depending on the entry age

  • Get protection for 30 years

    Get protection for fixed term of 30 years

  • Get additional protection through optional riders

    Choose from 4 optional riders to add to your protection levels

Eligibility

  • Age criteria

    • Entry age: Minimum: 0 years | Maximum: 60 years
    • Maturity age: Max: 90 years
  • Policy

    • Policy Term: 30 years
  • Basic Sum Assured

    • 10 times of Annual Premium
  • Premium

    • Minimum: Rs. 15,000 p.a | Maximum: No limit
  • Premium Payment Details

    • Premium Payment Term (PPT): 10 years
    • Premium Payment Mode: Yearly, Half yearly, Quarterly, Monthly
  • Modal Factor (% of annual premium)

    • Yearly - 100%, Half yearly - 51%, Quarterly - 26%, Monthly - 8.8%

Additional protection with optional Riders

  • Kotak Accidental Death Benefit Rider

    In case of death of the life insured due to accident, rider sum assured will be paid in addition to the death benefit under the base plan.

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  • Kotak Permanent Disability Benefit Rider

    In case of life insured being permanently disabled due to accident, benefit is paid in installments.

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  • Kotak Life Guardian Benefit Rider

    In case of death of the policyholder (if different from Life Insured), outstanding premiums are waived and will be paid by Kotak Life Insurance.

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  • Kotak Accidental Disability Guardian Benefit Rider

    In case of accidental disability, outstanding premiums are waived and will be paid by Kotak Life Insurance.

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Downloads

Download the brochure to know more about the plan and how it can benefit you.

Need help with life insurance?

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Call on toll free number 1800 209 8800(8:00 am to 10:00pm)

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Mail us on clientservicedesk@kotak.com

Mail your queries to us and we will answer them at the earliest.

Read about Tax benefits & Plan Disclaimer

Tax Benefits & Disclaimers

You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details.

Terms and conditions

Insurance is the subject matter of solicitation. This is a non-participating savings cum protection anticipated endowment Plan. This website content only gives the salient features of the plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. For details on riders, please refer to the Rider Brochure

Kotak Assured Income Plan UIN: 107N069V03, Form No: N069, Ref. No.: KLI/13-14/E-WEB/272

Regd. Office:

Kotak Mahindra Old Mutual Life Insurance Ltd.

Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)
Website: http://insurance.kotak.com
Email: clientservicedesk@kotak.com

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI clarifies to public that

  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus.
  • Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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