Now you can buy life insurance plans completely online right here.
Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.
Our representative will get in touch with you at the earliest.
A non-participating guaranteed@ income anticipated endowment insurance plan
Let your savings accelerate your income. Whether you are an entrepreneur, an employee or a professional, you work hard to improve your performance, resulting in increased income year on year. Even with your savings, you expect to fetch a value that increases with every passing year. Kotak Assured Income Accelerator offers a unique way to get risk free returns. It ensures that you get Guaranteed Income every year on the same amount of savings and that your Guaranteed Income increases year on year – a plan that truly grows with your savings!
Mr. Sharma is a 35 years old Government employee
He chooses an annual premium of Rs. 60,000/-* for a premium payment term of 15 years and a policy term of 30 years which helps determine Basic Sum Assured and Guaranteed Income
He pays premiums every year for the selected premium payment term
After premium payment term of 15 years expires, he gets Guaranteed Income starting at Rs. 78,000/- at the end of the 16th policy year, gradually increasing during Payout Period
At the age of 65, the plan matures and Mr. Sharma enjoys the last installment of increasing payout and the Guaranteed Maturity Benefit totaling to Rs. 3,46,440/-
He can finally invest in building a home in his native land.
Also, in case of an unfortunate event of his death, his nominees receive a death benefit as defined by the policy.
* The above Premium figures are exclusive of Goods and Services Tax and Cess. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums.
Payable every year during the Payout Period
Through Income Boosters from 5% to 7% yearly
With higher annual premium
Irrespective of Guaranteed Income already paid
Along with the last payout
Through a wide range of Riders
As per applicable tax laws
In case of death of life insured, rider sum assured will be paid in addition to death benefit under the base plan.Download
In case of death of the life insured due to accident, rider sum assured will be paid in addition to the death benefit under the base plan.Download
In case of life insured being permanently disabled due to accident, benefit is paid in installments.Download
In case of death of the policyholder (if different from Life Insured), outstanding premiums are waived and will be paid by Kotak Life Insurance.Download
In case of accidental disability, outstanding premiums are waived and will be paid by Kotak Life Insurance.Download
Rider Sum Assured shall be paid in part or whole, in case the Life Insured is diagnosed with any of the 37 Critical Illness (subject to terms and conditions)Download
Enter a few details to calculate your premium instantly.Calculate premium
Call our toll free number and our representative will help you buy the most suitable plan.
You may avail of tax benefits under Section 80C, and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.
Kotak Assured Income Accelerator: 107N089V02, Form No: N089 Kotak Term Benefit Rider – 107B003V03, Kotak Accidental Death Benefit Rider – 107B001V02, Kotak Permanent Disability Benefit Rider – 107B002V02, Kotak Life Guardian Benefit Rider – 107B012V02, Kotak Accidental Disability Guardian Benefit – 107B011V02, Kotak Critical Illness Plus Benefit Rider UIN No.: 107B020V01 From No. 020. Ref. No.:KLI/19-20/E-WEB/399
@Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. This is a non-participating guaranteed income anticipated endowment plan. For sub-standard lives, extra premium may be charged based on KLI’s underwriting policy. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For details on riders, please read the Rider Brochure.
Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)
For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
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