Now you can buy life insurance plans completely online right here.
Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.
Our representative will get in touch with you at the earliest.
Traditional Participating Pension Plan
Today you are an earning, self-reliant individual, working hard to realize yours’ and your loved one’s dreams. However, tomorrow when you retire, a new phase of your life will start when your income will stop and you might face difficulty in maintaining the same lifestyle that you are having today!
Kotak Life Insurance presents Kotak Premier Pension Plan that helps you to accumulate a retirement kitty for the golden years to help you lead a comfortable and worry-free retirement life. This plan is a participating plan with assured benefits on death and vesting.
In the first 5 policy years, Guaranteed Additions as percentage of Basic Sum Assured will vest at the end of each financial year and payable either on vesting or on death, whichever is earlier.
Get bonuses accrued from 6th policy year onwards.
Get a minimum guaranteed benefit either on death or on vesting equaling 105% of the Total Premiums paid till date of death or vesting (excluding taxes and rider premium, if any).
Choose from two rider options to increase the protection levels.
Regular Pay: 10 - 30 years
Limited Pay: 10 Pay: 15 - 30 years
12 Pay: 17 - 30 years
Single Pay: 10 yrs & 15 years
Regular Pay: Same as Policy Term
Limited Pay: 10 and 12 years
In case of death of the life insured due to accident, rider sum assured will be paid in addition to the death benefit under the base plan.Download
On total and permanent disability of the life insured due to accident, benefit is paid in installments.Download
Enter a few details to calculate your premium instantly.Calculate premium
Call our toll free number and our representative will help you buy the most suitable plan.
You may avail of tax benefits on the premium paid under Section 80CCC of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant. Goods and Services Tax shall be levied over and above premium amount as per applicable tax laws.
This is a Participating non-linked Pension Plan. . This website content only gives the salient features of the plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. For details on riders, please refer to the Rider Brochure.
@Guaranteed if policy is in force and all the premiums are paid. Please note that Bonuses are NOT guaranteed and may be as declared by the Company from time to time.
Kotak Premier Pension Plan UIN: 107N094V02, Form No: N094, Kotak ADB Rider UIN - 107B001V03, Kotak PDB Rider UIN- 107B002V03, ADB Form No: B001, PDB Form No: B002, Ref No: KLI/19-20/E-WEB/370
Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
All these years you have saved money to ensure a comfortable and financially independent life post retirement.Know more