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  • Kotak e-Term Plan

    Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.

  • Kotak e-Assured Savings Plan

    Kotak e-Assured Savings Plan not only provides affordable protection but also helps accrue wealth for accomplishing your upcoming financial aims by giving guaranteed benefits.

  • Kotak e-Lifetime Income Plan

    Kotak e-Lifetime Income Plan gives you the assurance of regular stream of income throughout your lifetime to lead a care-free life.


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Kotak Lifetime Income Plan

An Immediate Annuity Plan

All these years you have saved money to ensure a comfortable and financially independent life post retirement. But still it worries you to spend down your retirement fund as you are concerned about outliving the same. An Immediate Annuity plan provides you a secured alternate source of income so that you can live your life without having financial worries!

Kotak Lifetime Income Plan gives you the assurance of your income continuing throughout your life!

Key features

  • Ensures financial independence post retirement

    Get regular payouts to meet your post-retirement financial needs.

  • Wide range of income options suiting different retirement needs

    The plan has four annuity options to suit your various needs– choose an option that fits you best.

  • Range of annuity payout frequencies

    Pick from monthly, quarterly, half-yearly and yearly income payment modes to suit your financial needs.


  • Age criteria

    • Entry Age of Annuitant (as on last birth date): Min: 45 years | Max: 99 years
    • Spouse Entry Age (as on last birth date): (For Last Survivor Lifetime Income Option only) Min: 35 years | Max: 99 years
  • Single Premium (retirement fund)

    • Minimum: Rs. 50,000
    • Maximum: No Limit
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Download the brochure to know more about the plan and how it can benefit you.

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Read about Tax benefits & Plan Disclaimer

You may avail of tax benefits under Section 80CCC of Income Tax Act, 1961. Income paid by the annuity is taxable in the hands of the customer. Taxes applicable are subject to change in tax laws. Please consult your tax advisor for details.

Terms and conditions

Insurance is the subject matter of solicitation. This is a non-linked non-participating annuity plan. This website content only gives the salient features of the plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.

Kotak Lifetime Income Plan UIN: 107N047V02, Form No: N047, Ref. No.: KLI/13-14/E-WEB/314

Regd. Office:

Kotak Mahindra Old Mutual Life Insurance Ltd.

Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.


IRDAI clarifies to public that

  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus.
  • Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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