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Kotak Preferred e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.
Kotak e-Assured Savings Plan not only provides affordable protection but also helps accrue wealth for accomplishing your upcoming financial aims by giving guaranteed benefits.
Kotak e-Lifetime Income Plan gives you the assurance of regular stream of income throughout your lifetime to lead a care-free life.
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A Life Insurance Plan
Life is uncertain. Unfortunate events like an untimely death of the breadwinner can put a family at a great risk of being financially insecure. The Kotak Term is a pure risk cover plan and an economical means of providing an adequate level of financial protection. In this plan, the life cover amount (sum assured) is paid to the beneficiary in case of the unfortunate death of the life insured. As a result, the family of life insured is well cushioned financially even if the life insured is no longer around to provide.
Get a high level of protection at a nominal cost. The plan further provides preferential rates for female lives.
Whether you prefer a single premium payment mode or the regular option of premium payments over the policy years, we have the right solution for you. If you opt for the regular mode, you still have the choice of yearly, half-yearly, quarterly or monthly premium payment. You get a high level of flexibility in paying premiums.
Flexibility to convert Kotak Term plan to a policy of any other plan* offered by Kotak Life Insurance (except for term plans) before the last 5 years of the policy term to suit your needs. *Subject to the product specific conditions.
Enhance your protection further with optional riders. Kotak Critical Illness Benefit (CIB):Portion of the basic Sum Assured paid in advance on diagnosis of the covered Critical illness subject to terms and conditions. Kotak Accidental Death Benefit (ADB):Lump sum benefit paid upon accidental death Kotak Permanent Disability Benefit(PDB):Payout in installments upon admission of claim of disability * An accident is a sudden, unforeseen and involuntary event caused by external, visible and violent means. No riders available for Single Premium in base plan. For more details on Riders and exclusions please refer to the Individual Rider Brochure before concluding the purchase.
In case of death of the life insured due to accident, rider sum assured will be paid in addition to the death benefit under the base plan.Download
In case of life insured being permanently disabled due to accident, benefit is paid in installments.Download
Portion of the basic Sum Assured paid in advance on diagnosis of the covered Critical illness subject to terms and conditions.Download
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Download the brochure to know more about the plan and how it can benefit you.
You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details.
This is a non- linked non participating protection oriented plan. Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.
Kotak Term Plan UIN No.: 107N005V05, Form No. N005, ADB: 107B001V02, Form No: B001, PDB: 107B002V02, Form No. : B002, CIB: 107B004V03, Form No. B004,
Ref. No.: KLI/14-15/E-Web/386
Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)
IRDAI clarifies to public that
Kotak Saral Suraksha is a low cost term plan that helps you provide protection to your family in your absence, ensuring their financial security.Know more
Kotak Income Protection Plan provides a Monthly Income which increases @ 6% p.a. compounding for the remaining policy term to ensure that you secure your future in advance.Know more
Kotak Preferred Term Plan is a pure risk cover plan that is truly an economical means of providing you with a high level of protection.Know more