Buy a life insurance plan in a few clicks

Now you can buy life insurance plans completely online right here.

  • Kotak e-Term Plan

    Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.

  • Kotak e-Assured Savings Plan

    Kotak e-Assured Savings Plan not only provides affordable protection but also helps accrue wealth for accomplishing your upcoming financial aims by giving guaranteed benefits.


Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query

Thank you

Our representative will get in touch with you at the earliest.

Kotak Saral Suraksha

A Term Insurance Plan

You are your family’s primary source of income and your continued presence ensures their comfort and well-being. However, life is unpredictable and your absence will not only result in an emotional trauma but will also place your family under considerable financial duress.

Kotak Saral Suraksha is a low cost term plan that helps in providing protection to your family in your absence, thus ensuring their financial security.

Key features

  • Low Cost Insurance

    Get significant cover at a very low premium.

  • Choice of Policy term

    Depending upon your need, you can opt for a policy term of 5 or 10 years.

  • Convenient Premium Payment Options

    Pay premiums as a lump sum Single Payment or over a 5-year premium payment term payable annually or half-yearly depending upon your income pattern and convenience.

  • Easy Sign Up

    No medical tests needed and only minimal paperwork.


  • Age criteria

    • Entry Age (as on last birthday) - Min: 18 years| Max: 55 years
    • Maturity Age - Min: 23 years | Max: 65 years
  • Policy

    • Policy Term: 5 and 10 years
  • Sum Assured (fixed)

    • 5,000, 10,000, 15,000, 25,000, 50,000, 75,000, 100,000
  • Premium Payment Details

    • Premium Payment Term (PPT): 5 years or Single payment
    • Premium Payment Mode: Single, Yearly and Half yearly
  • Premium Modal Factor for 5-year Premium Payment

    • Yearly – 100% | Half yearly – 51%
Calculate premium

Enter a few details to calculate your premium instantly.

Calculate premium


Download the brochure to know more about the plan and how it can benefit you.

Need help with life insurance?

Request a Life Advisor

Select City
Protection Plans

Call on toll free number 1800 209 8800(8:00 am to 10:00pm)

Call our toll free number and our representative will help you buy the most suitable plan.

Read about Tax benefits & Plan Disclaimer

You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Goods and Services Tax shall be levied over and above premium amount shown here as per applicable tax laws.

Terms and conditions

Insurance is the subject matter of solicitation. This is a protection-oriented non-participating term plan. This website content only gives the salient features of the plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.

Kotak Saral Suraksha UIN: 107N070V02, Form No: N070, Ref. No.:KLI/17-18/E-Web/108

Regd. Office:

Kotak Mahindra Life Insurance Company Ltd.(Formerly known as Kotak Mahindra Old Mutual Life Insurance Ltd.)

Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.


IRDAI clarifies to public that

  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus.
  • Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, numbers.

Similar plans

  • Kotak Income Protection plan

    Kotak Income Protection Plan provides a Monthly Income which increases @ 6% p.a. compounding for the remaining policy term to ensure that you secure your future in advance.

    Know more
  • Kotak Term Plan

    The Kotak Term Plan is a pure risk cover plan and an economical way of providing an adequate level of financial protection.

    Know more
  • Kotak e-Term Plan

    Kotak e-Term Plan is a pure term insurance plan that provides a holistic life protection at affordable prices. Find out the eligibility criteria, key features, plan options & pay-out options of Kotak e-Term Plan online today!

    Know more