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Now you can buy life insurance plans completely online right here.

  • Kotak Preferred e-Term Plan

    Kotak Preferred e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.

  • Kotak e-Assured Savings Plan

    Kotak e-Assured Savings Plan not only provides affordable protection but also helps accrue wealth for accomplishing your upcoming financial aims by giving guaranteed benefits.

  • Kotak e-Lifetime Income Plan

    Kotak e-Lifetime Income Plan gives you the assurance of regular stream of income throughout your lifetime to lead a care-free life.

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Insurance Plan Riders

You do your maximum to give your loves ones the life and luxuries they wish for. Now you can give them a little more protection as well! Kotak Life Insurance gives you theflexibility to customize and enhance your cover with a set of riders which you may opt for alongwith your basic policy and shape your policy to suit your individual needs.

Riders offered by Kotak Life Insurance may be availed of at the time of purchasing the plan, at anominal cost. The maximum amount of benefit you can avail is equal to the Basic Sum Assured and the benefit depends on the rider selected. However, the aggregate premium on all value- adds shouldnot exceed 30% of the basic premium.

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  • Kotak Accidental Death Benefit Rider

    With Kotak Accidental Death Benefit Rider you can:

    • Enjoy flexibility to pay premiums as per convenience – Single, Limited and and Regular Pay options
    • Get comprehensive protection till the end of policy term of the base plan
    • Get rider sum assured payable in case of accidental death
    • Choose to select Rider either at inception or at any policy anniversary
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  • Kotak Term Benefit Rider

    With Kotak Term Benefit Rider you can:

    • Enjoy flexibility to pay premiums as per convenience - Single, Limited and Regular
    • Get comprehensive protection till the end of policy term of the base plan
    • Get rider sum assured payable in case of death
    • Choose to select Rider either at inception or at any policy anniversary
    • Avail Income tax benefit on premiums paid
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  • Individual Riders

    • Kotak Critical Illness Benefit Rider
    • Kotak Life Guardian Benefit Rider
    • Kotak Accidental Disability Guardian Benefit Rider
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  • Kotak Permanent Disability Benefit Rider

    With Kotak Permanent Disability Benefit Rider you can:

    • Enjoy flexibility to pay premiums as per convenience - Single, Limited and and Regular Pay options
    • Get comprehensive protection till the end of policy term of the base plan
    • Get 120% of the Rider Sum Assured paid over a period of 5 years
    • Choose to select Rider either at inception or at any policy anniversary
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  • Kotak Permanent Disability Benefit Rider (Linked)

    BENEFITS

    • On Permanent Disability: In case of total and permanent disability of the Life Insured due toan Accident during the Rider benefit term the Rider Sum Assured will be payable as a lump sum.
    • At Maturity: There is no maturity benefit payable under this Rider.
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  • Kotak Accidental Death Benefit Rider (Linked)

    BENEFITS

    • On death: On death of the Life Insured due to an Accident during the Rider benefit term theRider Sum Assured will become payable in addition to the basic death benefit under the base Policy.
    • At maturity: There is no maturity benefit payable under this Rider.
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