Close
Close

Buy a life insurance plan in a few clicks

Now you can buy life insurance plans completely online right here.

  • Kotak e-Term Plan

    Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.

  • Kotak Health Shield

    The Kotak Health Shield Plan helps secure your finances in times of sudden medical expenses related to illness such as Cardiac, Liver, Neuro and Cancer (all early and major stages of illness /conditions of Cancer); along with offering protection for Personal Accident - in case of accidental death or disability.

Close

Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query

Thank you

Our representative will get in touch with you at the earliest.

Back

5 Ways to ensure faster settlement of claims

  • 17th Jul 2018
  • 1,713
5 Ways to ensure faster settlement of claims

At Kotak Life Insurance, we believe filing a claim should simple and hassle-free. We also believe the policyholder should also do their part to simplify matters. Here are 5 ways to make claim settlement easy:

Be true and always disclose all medical history:

Be upfront about health conditions, smoking and drinking habits, etc. Never withhold details and always fill the form yourself.

Don’t avoid medical tests

Medical tests ascertain the present medical condition when you are buying a life insurance policy. By undergoing all medical examination, the chance for rejection due to medical condition reduces.

Read the policy contract carefully before signing:

Understand the exclusions, features and clauses so you become aware of the pre-requisites for claims.

Always pay your premiums on time:

Insurance companies only pay claims amount for policies that are active. If the policy has lapsed, the benefit under the policy becomes void.

Keep your contact details and nominee information updated:

Review & update your policy periodically. Incorporate any changes in names, addresses, contact numbers, etc. Notify the insurance company if there is a change in beneficiary.

Read more on: How to file a claim

Stay Protected, Stay Secure. Jano Hamesha.

Tags

Also read

  • A Term Insurance Guide for Disabled People

    A Term Insurance Guide for Disabled People

    A term insurance policy should be an important part of your investment portfolio as it is the most affordable plan to secure the financial wellbeing o...

    Read more
  • Health Insurance VS Life Insurance

    Health Insurance VS Life Insurance

    There is a difference between life insurance and health insurance. Both cover insured person in different ways. Click here to read what differentiates...

    Read more

Related Plans

  • Kotak e-Term Plan - Online Term Insurance

    Kotak e-Term Plan - Online Term Insurance

    Kotak e-Term Plan is a pure term insurance plan that provides a holistic life protection at affordable prices. Find out the eligibility criteria, key ...

    Know more
  • Kotak Term Plan

    Kotak Term Plan

    The Kotak Term Plan is a pure risk cover plan and an economical way of providing an adequate level of financial protection.

    Know more