Facebook Twitter
1800 209 8800
Mon-Sat 8am - 10pm
Important Message: In pursuance of the demonetisation of old notes of Rs. 500/- and Rs. 1,000/- by the Central Government, all customers are requested not to make payments using these old notes. All other valid currencies, including bank notes of the NEW series of Rs. 500/- and Rs. 2,000/- will be accepted. For further convenience, kindly use our digital modes of payment - like ECS/NACH, Debit/Credit Card, Net Banking & NEFT/RTGS. Click here to know more.
Kotak Secure Return Superannuation Plan

Kotak Secure Return Superannuation Plan

A Group Superannuation Plan

Kotak Secure Return Superannuation Benefit is designed to cater to the needs of Employers / Trustees State governments / Central government / PSUs planning to fund group members' superannuation benefit schemes. This product is designed as a comprehensive employee benefit solution to manage the superannuation schemes in the most efficient manner.


Download Brochure

Composite Employee Benefit Solution to cater to the requirements of Superannuation schemes

The nature of the schemes may be Defined Benefit (DB) or Defined Contribution DC).Depending on the scheme rules, the benefits in the event of death,retirement or any other exit of the members as per scheme rules will be payable.

Guaranteed Minimum Floor Rate

Minimum floor rate of 2% per annum is guaranteed for the entire term of the policy accumulating on the balance of the Account Value.

Competitive Additional Interest Rate declared at the beginning of every quarter.

At the beginning of each calendar quarter KLI will declare a non negative return applicable for that quarter. The Additional Interest Rate will be set equal to 95% of the expected gross yields to be earned on the backing assets less the minimum floor rate.

Additional Protection

Option to provide additional life cover at additional cost through Kotak Term Group Plan

Convenient renewal process

This is an annually renewable policy which will be auto renewed subject to availability of sufficient premiums.


Request a Relationship Manger

Type the code shown :

By submitting this form, you hereby allow us to contact you even if you are registered under NDNC.

Explore Kotak Life Insurance