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  • Kotak e-Term Plan

    Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.

  • Kotak e-Assured Savings Plan

    Kotak e-Assured Savings Plan not only provides affordable protection but also helps accrue wealth for accomplishing your upcoming financial aims by giving guaranteed benefits.


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Kotak Group Secure

Let your teams feel cared for

Teams are known to leverage group synergies to create something bigger. While members put their heart and soul into achieving the group’s common goals, it helps to know that even if something were to happen to them, their families would be taken care of. Kotak Group Secure is one such assurance for individuals associated with non-employer employee homogeneous groups. It is a pure term group insurance plan, which caters to covering members’ death due to any reason. It comes with options for Level cover or Level and Terminal Illness cover.

Key features

  • Provides financial security to the members' family

    The plan may be used for members of any associations where the members represent a particular profession, trade, domestic workers, anganwadiworkers, Government agencies, co-operative societies, parents of school/college studentsetc. where the sum assured is payable to the nominee, in a lump sum in case of the sudden demise of the insured member.

  • Comprehensive solution

    Kotak Group Secure provides protection not only in case of death of the member but also in case of Terminal Illness.


  • Age criteria

    • Group size: Min: 50 members
    • Age criteria: Entry age (last birthday): Min: 18 years | Max: 60 years, Cover Cease Age (last birthday): Max: 65 years
  • Cover Term

    • Minimum: Single Premium: 2 years | Regular Premium: 5 years (From the date the members joins the group), Maximum: Single Premium: 5 years | Regular Premium: 5 years
  • Sum Assured (per member)

    • Minimum: Rs. 5,000, Maximum: As defined under Board Approved Underwriting Policy
  • Premium

    • Premium corresponding to the max Sum Assured
  • Premium Payment Details

    • Premium Payment Term: Single | Regular
    • Premium Payment Mode: Single Premium: Single | Regular Premium: Yearly, Half Yearly, Quarterly, Monthly
  • Modal Factors

    • Single Premium: Not applicable | Regular Premium: Yearly – 100%, Half Yearly – 51%, Quarterly – 26%, Monthly – 8.5% of annual premiums

    Know More About Our Other Group Insurance Offerings.


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Read about Tax benefits & Plan Disclaimer

Tax Benefits & Disclaimers

As per existing tax laws, any premium paid by a member in his/her capacity as an individual will be eligible for tax deduction under section 80C of the Income Tax Act, 1961. Benefits received by the member’s nominee are eligible for tax benefit under section 10(10 D) of the Income Tax Act, 1961.

Tax laws are subject to amendments from time to time. You are advised to take an independent view from tax consultant.

Kotak Group Secure: UIN:107N097V01, Form No: N097; Ref. No.: KLI/16-17/E-WEB/114

Regd. Office:

Kotak Mahindra Life Insurance Company Ltd.(Formerly known as Kotak Mahindra Old Mutual Life Insurance Ltd.)

Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)

SMS KLIFE to 5676788 Toll Free No. - 1800 209 8800

This is a non-participating term group plan. This website content only gives the salient features of the plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.


IRDAI clarifies to public that

  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus.
  • Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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