City: Chennai

Padmavathi joined KLI while she was a director at Kalgan Consultants Pvt Ltd., engaged in providing Tax consultancy to various clients. Hence it made good business sense to join KLI as an advisor and offer financial security & tax savings options to her clients. Being a part of the KLI family has not only helped her improve the business but her standard of living has gone up as well. She can now easily satisfy her luxury needs along with managing her daily household expenses. KLI has been a strong support system for her, right from getting a license to joining MDRT. Since joining she has been a part of the Platinum Club and has visited Jaipur, Goa for conclaves. Her message to her fellow LA s is simple, i.e. to progress one need to be honest with the client as well as with oneself. She feels that to become a successful LA one needs to pitch the right products to the right clients based on their capacity and requirements. Padmavathi now aims at qualifying for MDRT at least every year.

City: Trivandrum

Leela, who is a graduate in economics and a post graduate in business administration, says that Kotak Life Insurance happened to her by chance. After being mis-sold a policy, she decided to understand the root cause of the problem and ended up being persuaded to join KLI as an advisor. Prior to that, she had a successful stint in the corporate world followed by an entrepreneurial venture. KLI allowed her to be financially independent and generate various streams of income to boost her post retirement corpus. Being an LA has been a joy ride for Leela. She enjoyed being her own boss, the get-togethers and the interactions that took place with people. She feels that a person who likes meeting new people, who is able to express himself/herself well and understands the policies is best suited for this kind of a job. What has helped her along this path is being sincere, forthright and having the customer's interest at heart. She aims to continue setting up multiple streams of income to help prepare for life that lies ahead.

City: Moran Hat, Assam

Little did this 41 year old  from eastern Assam know that while he was looking after his family business, a few years down the line he would become a financial advisor and earn a handsome sum, that too without any worries or tension. He incidentally happened to meet a Sales Manager from Kotak Life Insurance who identified the potential in him to become a successful advisor, thus convincing him to join. Right after joining Kotak Life Insurance, Ajoy qualified for the prestigious Million Dollar Round Table club and has been a Platinum club member for the past three rounds. The main reason of his agreeing to become an LA was the financial support it was going to provide to him, but later realized that he was thoroughly enjoying what he was doing. The same holds true even now, says Ajoy, who likes to spend his free time constructively by meeting people and building contacts. It is this habit of maintaining social relations and image that has helped Ajoy convert policies. He also considers the Rewards and Recognition programs at Kotak Life Insurance a motivating factor towards his success, through which he has also gone on international tours with his family. Ajoy believes that, to be successful in life one has to be true to his work and provide the best service to the customer.

City: Gurgaon

Many a times we don't realize our own strengths and qualities. Deepti Gupta, our esteemed advisor from Gurgaon, felt the same. Deepti started her career as a Life Advisor with Kotak Life Insurance after seeing a newspaper ad just to utilize her free time. She decided to give it a shot, not realizing that she would not only surpass her first month's target with ease but go on to become one of the top advisors in the country. This small step helped Deepti realize that she liked meeting new people everyday and possessed good selling skills. There has been no looking back ever since. Being an LA has not only given her name, fame & recognition among her peers, but has also made her independent. She now believes that any work done with conviction and honesty always yields good results.

City: Mumbai

Dharampal Chugh shifted to Mumbai in 1986 as a supplier of industrial products to companies with his Elder brother. The availability of time made him turn towards the footwear business as additional income source. Soon he also tried his hand in the communication sector by starting a STD booth that provided services to over 100 clients. Dharampal was introduced to the world of insurance by a friend, who was training with Kotak Life Insurance. Being the risk-taker that he is, Mr. Chugh decided to take the test and went for the 40 day part-time training program. The first month proved to be very encouraging & fruitful as he won about 40gms gold in an ongoing sales contest and he soon became the highest policy seller among his peers. The fact that you don't need to invest in the business other than your time and efforts is what attracted Dharampal to Kotak Life Insurance. He qualified for the prestigious Million Dollar Round Table club in 2003 & there has been no looking back for him since then. Now he works with the intention of insuring more and more people. Mr. Chugh has qualified 7 times for MDRT out of which 2 times for COT and has also been a member of hall of fame as well as a member of the platinum club and 51 club. His advice to newcomers is to always be truthful to your clients, provide need based solutions, as it is a long term relationship and you cannot cheat them for long!

City: Delhi

Age is definitely no bar for achieving success. And who would know this better than Dimpy Jindal. Being just 21 years old, Dimpy has qualified for the prestigious Million Dollar Round Table conference multiple numbers of times. She is pursuing her CA along with being an active advisor and has always been interested in insurance. And not only this, she has also successfully cleared 3 actuarial science papers, which she believes has helped her a lot in understanding products better. For someone still pursuing studies, it seems difficult to take time out for an alternative career, but that's not how Dimpy feels. She believes that being an advisor with Kotak Life Insurance further adds to her knowledge of insurance and to her advisory role as a CA. The best part of it all being that she can do it at her own convenience. To her, selling insurance plans is a way of interacting with people and provides them with social security. Apart from learning about insurance, Dimpy makes a handsome amount that takes care of her expenses as well. She attributes her success to her hard work and persistence, and the constant motivation provided by her Branch and Kotak Life Insurance's R&R programs.

City: Jodhpur

Mr. Mutha a B.Com graduate, decided to become a Life Advisor after he got a call from Kotak Life's office in Jaipur. After the Sales Manager explained the procedure of becoming an advisor, he took the exam out of sheer interest. He slowly and steadily got a hang of selling policies. The on-going scheme at that time could have won him a Maruti Swift, but unfortunately he missed out on the opportunity by a few points. However, he did earn 2-3 lakhs worth of gold alongside his regular commission. Since then he has been a part of the platinum club, and has even taken a trip to Singapore with his wife, an opportunity which otherwise would have been very difficult. He attributes his success as an advisor to his wife, who has stood by him all the time supporting and encouraging him along the way. Through the Rewards and Recognition programs, Mr. Mutha has a new-found identity in Rajasthan amongst his peers. He feels that to make it big as an advisor, one need to be passionate, crazy and confident that they can do whatever it takes to become successful. All he aims for now is to lead a happy and content life.

City: Surat

Mr. Oza started his career as a marketing executive in a chemical company, about 7 years ago. Being a marketing executive meant spending endless hours at work that too for a menial salary. He switched professions so as to get the best of both worlds- financial security and mental satisfaction. He changed 14 companies in 10 years to strike a balance in his personal and professional life. But then in 2002, after reading a newspaper ad about Kotak Life Insurance, he tried his luck and called the prescribed number. Since then, there has been no looking back. As compared to his previous salary of Rs.7000 pm, today he pays more than 50 times of that as income tax! And apart from the huge surge in income, he has been lucky to have travelled to places like Singapore, Malaysia and Sri Lanka. His advice to his fellow mates is to keep a tab on clients regularly by meeting them and attending calls. He also says that to be a successful LA one needs to sell ethically rather than focusing on commissions alone. For him, success lies in pure customer satisfaction. He aspires to be ranked among the top 10 advisors by 2017.

City: Vapi

Jasmini Oza is an insurance agent, a distributor of plastic goods and a social activist. Kotak Life Insurance has provided her with an opportunity to prove herself in the world of insurance. The regular training sessions at Kotak Life have helped her sharpen her skills. Doing something significant has made her proud to be a woman. She attributes her success to her wide base of customers, who not only increase their business with her but also refer her to their family and friends. She acknowledges her Sales Manager and Branch Manager have played important role in her success story.

City: Mumbai

Nidhi had been a part of the educational fraternity for about 3 - 4 years before joining Kotak Life Insurance. She started off as an advisor with Kotak Life Insurance after taking a break from teaching for a few months. She found about Kotak Life Insurance through an internet ad, and the presentation prepared by the company persuaded her to become a part of Kotak Life Insurance. She also wanted to contribute something significant to the society. As a teacher she imparted knowledge, and as an advisor it has been equally rewarding and gratifying. Life as an advisor has taught Nidhi to be more focused, disciplined and confident. The training provided from time to time has helped her sharpen her skills as an advisor. As an advisor, she has qualified for COT twice, and multiple times for the prestigious MDRT. She has also enjoyed her trip to Singapore as part of the international sales convention with her family. She feels that when one works with honesty towards customers and the profession, it will yield nothing else but success. As for her fellow mates, she wishes to say just one thing, "Earn quality education and do quality work". Her future plans as an advisor include doing the best financial planning for maximum people so that they can achieve whatever they want in life.

City: Mumbai

Plabita Priyadarshi joined Kotak in 2004 and has not looked back since then. She is a staunch believer in retail and need based selling. With a client base at a staggering 1500 and growing by the day,their satisfaction is her prime concern. With an eye on the huge potential in this sector, she believes in organized schedule and consistency and the passion to remain at the top. She had been the topmost Advisor of 51 Club for four consecutive years since 2005 and vows to ramain there. She acknowledges the fact that Kotak has given her the best platform to prove her mettle and achieve a level of fame and glory which a routine assignment could not have given. She believes that consistency is the only way if one wants to go a long way in insurance.

City: Pune

Mr. Limkar has been a tax consultant for the last 25 years and about 2 years back joined Kotak Life Insurance as an advisor. His interest in the field earned him the position of the zero day star when he sold 30 proposals on the very day when he cleared his advisor exam and earned the license to sell life insurance policies. And since then he has had a very illustrious career as an advisor. Within 2 ½ months of becoming an advisor, he has been a part of 4 rounds of the prestigious 51 Club and has qualified for international sales conventions in Phuket and Singapore. Although money was not a very big motivation to become an advisor, he liked the people he worked with and that motivated him to continue being an advisor. He has been able to work with Kotak Life Insurance because of the supportive atmosphere and the honesty with which work progresses. For him customer requirements and satisfaction is what counts the most, irrespective of the commission he gets. All he wishes to tell his fellow advisors is that they should work with a positive attitude and should not let excuses become a part of their work-life. He idolizes Lata Mangeshkar, Amitabh Bacchan & Sachin Tendulkar for their achievements and aspires to become a person who people look up to.

City: Guwahati

Raju Tamang is engaged in Health Program Management. His ambition in life is to excel in his chosen field as well as in Insurance & Financial consultancy segment. Kotak has provided him support and mentoring by the Sales Manager and the platform to enhance his potential in this field. His message to fellow advisors is to have enthusiasm and the will to achieve the best. The secret of his success is patience, hard work and resilience to bounce back after failures.

City: Tinsukia, Assam

The story of this humble house-wife from a small town in Assam is truly inspiring. Rahima was an agent in Sahara Finance 5 years ago before joining Kotak Life Insurance. She got introduced to Kotak Life Insurance by our Sales Managers who has sold policy to her then saw the potential and persuaded her to join Kotak Life Insurance as an advisor. Rahima family was facing acute financial constraints and this made Rahima take up the challenge of selling Life Insurance policies. After becoming an advisor at Kotak Life Insurance, she got her first pay check for Rs.10, 000, and things started looking different. For Rahima, there has been no looking back since then. Being an advisor with Kotak Life Insurance has completely turned her life around. Rahima has qualified for the prestigious 51-Club with consecutive 5 round in a year and made it for "Konverge" .She not only bailed her family out of the financial crisis, but could also dream big for her son. Soon enough she bought a small passenger vehicle from her earnings that became a source of extra income for her. Ever since, her income has grown more than 10 fold. Her mentors at Kotak Life Insurance have been her pillar of support throughout her journey as an advisor. She now wishes to continue earning well and buy a bigger passenger vehicle that will improve her income further before buying a car for herself and her family.

City: Hyderabad

Sometimes life's failures make way for success. The same was true for Mr.Yadagiri Pratap Rao from Hyderabad. Mr. Rao, a graduate in Economics & a post graduate in Marketing was working with a bank till 1992 before venturing into trading chemicals, where he suffered financial losses amounting to Rs.1.5 Cr. He started as a part-time advisor to supplement his income in 2004 before becoming a full-time advisor in 2007.  With Kotak Life Insurance's support and training, Mr. Rao was able to build a good client base and for the past two years has been a member of the prestigious Million Dollar Round Table (MDRT), a rare distinction for the top performing insurance advisors all over the world. It was pure determination & patience which led to Mr. Rao's success. He now wishes to spread the noble cause of securing the future of more people.

City: Mumbai

Sayed Zainab, one of our most successful advisors was a high flying cabin crew member with Saudi Airways for 18 years before joining Kotak Life Insurance. Today, more than 5 years after that, she is still a high flier winning a lot of national as well as international accolades. Being a Kotak Life Insurance advisor has not only replaced her airline income but has also given her the flexibility to attend to her family responsibilities without having to compromise on her earning capabilities. Today, as she sets her sights high, she is very thankful to her associates and clients and particularly her manager for trusting her and helping her all the way. With perseverance & determination she wishes to achieve even greater laurels and probably own a Mercedes Benz someday!

City: Surat

Zankhana, a science graduate, started off as a business manager with a networking company called, Asset International. Due to marriage and pregnancy, she quit her job and took a break for 3 years to look after her children and family. Following which, she decided to join Kotak Life Insurance as a life advisor for she roughly got 4 hours of free time with managing the baby and the house. She feels that the best part about being an advisor with Kotak Life Insurance is the flexibility and convenience of the job. For Zankhana, Kotak Life Insurance has been a blessing in terms of financial freedom, confidence and over all personality. Today she is known for her hard work and sincerity, which help her collect large amounts of premium. Kotak Life Insurance's team has helped her become a perfect advisor who is ethical and always thinks about the client's benefit first. Zankhana's success mantra for new advisors is simple and effective. She believes that whatever work one undertakes, one should do it with pure conscience and true dedication. She aspires to become like Gidion, the best performing life advisor of old mutual in South Africa, and earn big like him.