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Kotak Preferred e-Term Plan - Online Life Insurance Plan by Kotak Life Insurance

Kotak Preferred e-Term Plan

A pure online term insurance plan

Your primary goal in life is to see your family secure & happy at all times. Your presence provides them with an envelope of security. Should your absence mean anything less?

Life is Uncertain. To help you protect your family against these uncertainties, Kotak Life Insurance presents its latest offering in the Online space - the Kotak Preferred e-Term Plan. It is a pure term plan that provides a high level of protection for nominal cost of INR 6,975 per annum*. It is loaded with attractive features like the unique inbuilt waiver of premium on Total & Permanent Disability and Customized Claim payout options. This plan provides a comprehensive protection in just a few clicks, aided by KK, the eAdvisor.

It's time to secure your absence and make your presence felt


Entry Age Min: 18 years
Max: 65 years
Maturity Age Min: 28 years
Max: 75 years
Premium Payment Term (PPT)

Regular Pay: Equal to Policy Term

Limited Pay:
• 5 pay for policy term 10 to 40 years
• 10 pay for policy term 15 to 40 years

Single Pay: Single payment

Policy Term

10 to 40 years
(in multiples of 1 year)

Premium Payment Option Regular, Limited & Single Pay
Minimum Premium Determined basis Plan option chosen i.e. Recurring or Immediate payout, Basic Sum Assured, Age, Gender, Policy Term, Smoking status and the Premium Payment Option chosen
Maximum Premium No limit, subject to underwriting
Basic Sum Assured Min – 25,00,000
Max – No limit, subject to Underwriting
Premium Payment Mode Yearly and Monthly
Modal Factor
(% of annual premium)
The following modal loadings will be used to calculate the installment Premium.
Yearly – 100%
Monthly – 8.8%



Download Kotak Preferred e-Term Plan Brochure


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