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Kotak Wealth Insurance

Kotak Wealth Insurance

Unit Linked Life Insurance Plan


Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year

We know when it comes to your family's future you wouldn't leave anything to chance. You would surely want to ensure that they are financially secure and want to provide them enough to take care of their future goals. This is why Kotak Wealth Insurance helps you strike an apt balance of protection and wealth accumulation. As a unit-linked insurance plan (ULIP), it allows you to build a corpus of money by regularly investing in the funds of your choice while ensuring that your family is well protected through a comprehensive life cover.

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Accumulate wealth through a disciplined investment approach
At maturity, you will receive a corpus of money accumulated through returns earned via investing in the funds of your choice. All the funds offered under this unit-linked insurance plan are managed by our well qualified and experienced experts. You might use this corpus to take care of a large expense like buying a car or a marriage.

Secure the well-being of your family through triple protection
In the unfortunate event of death (where the policyholder and the life assured are the same), Kotak Life Insurance helps lessen the financial burden your family might face by providing the benefit of triple protection as follows:
  • Your beneficiary is paid 100% of the basic sum assured immediately to compensate for immediate loss of income.
  • Fund Value in Main Account Plus
  • Lump Sum Benefit
In this way your family gets an immediate financial relief and they don't feel financially insecure.

Customised fund portfolio for your risk-returns profile
Under this investment plan, you can invest your money in a variety of fund options suited for all types of investors, ranging from cautious to aggressive. What's more, you can divide your money between different funds or even switch from one fund to another for added investment flexibility.

Whether you manage your portfolio actively or leave things to our investment experts, you'll find a suitable fund from our range of funds catering to different risk profiles. See the risk-return table right below to see which product(s) is/are the most compatible with your profile or contact a Kotak Life Advisor to find out more.

Easy access to investment
Need cash for an unexpected life event? Kotak Wealth Insurance allows you to:
  • Make partial withdrawals after the 5th policy year.

Option of shorter term payment
If a longer payment period doesn’t suit your needs, you can always opt for a shorter one. Enjoy all the benefits of a 10-year plan and have the convenience of a 5-year premium payment period.

Other advantages
  • Switch between funds for better flexibility.
  • Invest surplus capital in this investment plan as Top-Up Premiums.

You may also consider:

Kotak Platinum

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