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| Life Insurance> Individual Insurance Plans> Savings & Investment Plans> Kotak Single Invest Advantage |
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| "IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER" |
 Overview |
| There are times when life can surprise you pleasantly with financial windfalls or unexpected rewards. Such surplus is normally spent by you over a period of time or it simply lies idle. However, an intelligent investment of such a lump sum amount can go a long way in ensuring a bright future for you. |
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| Why is it an ideal plan? |
| This plan offers you an opportunity to invest just once and there is no obligation to pay any more premiums. Thus you enjoy the benefits of investment and insurance throughout the policy term while you can sit back and relax. You also enjoy the shield of insurance to protect your family from adversity. |
| Advantages |
- Enjoy the convenience of one time payment
- Boost your returns through Loyalty Additions
- Customize your fund portfolio to suit your risk profile
- Avail the benefit of liquidity through Partial Withdrawals and loans
- Add more to your kitty through Top-Up premiums
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| Key Features |
 Loyalty Additions |
| Your investment returns will be augmented by Loyalty Additions at the end of the 10th policy year (for policy terms 10 and 15 years) and at the end of the 15th policy year (only for 15 year policy term). The Loyalty Additions are as follows: |
| Premium Amount () |
Loyalty Addition
(% of the average Fund Value in the Main Account in the three years preceding the date of benefit payment) |
| 50,000 to 1,99,999 |
2.25% |
| 2,00,000 & above |
3.00% |
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 Customize your fund portfolio to suit your risk profile |
| The plan offers a range of funds that allow you to balance your risk profile with your investment needs. |
| Investment Options |
Risk- Return Profile |
Equity |
Debt (Including Money Market Instruments*) |
| Classic Opportunities Fund : SFIN-ULIF-033-16/12/09-CLAOPPFND-107 |
Aggressive |
75-100% |
0-25% |
| Frontline Equity Fund : SFIN-ULIF-034-17/12/09-FRLEQUFND-107 |
Aggressive |
60-100% |
0-40% |
| Dynamic Floor Fund II : SFIN-ULIF-035-17/12/09-DYFLRFND2-107 |
Cautious |
0-75% |
25-100% |
| Dynamic Bond Fund ULIF-015-15/04/04-DYBNDFND-107 |
Conservative |
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100% |
| Dynamic Gilt Fund ULIF-006-27/06/03-DYGLTFND-107 |
Conservative |
| Money Market Fund : SFIN-ULIF-041-05/01/10-MNMKKFND-107 |
Secure |
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100% |
| Discontinued Policy Fund SFIN-ULIF-050-23/03/11-DISPOLFND-107 |
Secure |
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100% |
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| *Investments in Money Market Instruments will not exceed 40%, except for Money Market Fund and Discontinued Policy Fund |
 Avail of cash in case of need through Partial Withdrawals and Loans |
| To ensure that your long-term investments are flexible enough to account for your current needs, Kotak Single Invest Advantage offers you the option of Partial Withdrawals and Loans. You can avail of a loan up to 40% of the Fund Value in Main and Top-Up Account to meet any contingency, after first year has elapsed. After completion of five policy years, you get additional liquidity through Partial Withdrawals. |
 Add more to your kitty through Top-Up premiums |
| You can invest your surplus funds as Top-Ups, thus adding to your savings potential. You also enjoy Top-Up Sum Assured that adds to your existing cover. |
| Tax Benefits |
| Tax benefits under the policy will be as per the prevailing Income Tax laws and they are subject to change in the tax laws. You are advised to consult your Tax Advisor for details. |
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| Risk Factors |
- Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors.
- The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
- Kotak Mahindra Old Mutual Life Insurance Ltd. is only the name of the Insurance Company and Kotak Single Invest Advantage is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
- Please know the associated risks and the applicable charges, from your Insurance Agent or Corporate Agent / Insurance Broker or policy document of the insurer
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| Kotak Single Invest Advantage UIN – 107L065V01, Form No. – L065, Reference No. - KLI/11-12/E-WEB/137 |
Regn. No.: 107,
Regd. Office:
Kotak Mahindra Old Mutual Life Insurance Ltd.
4th Floor, Vinay Bhavya Complex,
159 A, C.S.T. Road, Kalina,
Santacruz (East),
Mumbai - 400 098
Website: http://insurance.kotak.com
Email: lifeexpert@kotak.com.
SMS KLIFE to 5676788 Toll Free No. – 1800 209 8800 |
| Insurance is the subject matter of the solicitation. This is a unit linked non-participating endowment plan. This website content is not a brochure and only gives the salient features of the plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. |
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