"IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER."
Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
Kotak Single Invest Advantage, a hassle-free unit linked plan, where you invest once and reap the benefits throughout the policy term. Coupled with easy liquidity and investment strategies to suit your investment objectives, this plan ensures that your investments work for you and not vice versa.
Convenience of One Time Investment
No obligation of future payments, a single premium enables you to enjoy the benefits of investment and insurance throughout the policy term
Boost your savings with Loyalty Additions
With Loyalty Additions, your single premium earns extra for you and adds to the returns. Loyalty Additions will get added every 5 years starting from the end of 10th policy year (subject to policy being in force i.e. not in the Discontinued state). It will be as a %age of the average Fund Value in the immediately preceding three years. The rates will be dependent on the Single Premium bands and Policy Term
Option to choose from 3 Investment Strategies
The plan offers three Investment Strategies to choose from that will match your risk profile, investment objective and comfort in managing your portfolios. You can work with the available strategies as per your risk taking capacity. Whatever be your investment style, Kotak Single Invest Advantage offers investment strategies to suit them. Following are three Investment Strategies to choose from:
- Self-Managed Strategy
- Age Based Strategy
- Systematic Switching Strategy (SSS)
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