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| Life Insurance> Individual Insurance Plans> Savings & Investments Plans> Kotak Secure Invest Insurance |
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| "IN THIS POLICY,
THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS
BORNE BY THE POLICYHOLDER." |
| Overview |
| Your investments must ensure that your financial requirements are met comfortably. At the same time, it would be ideal if your savings are safeguarded from erosion due to market uncertainties. |
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 Why
is it an Ideal Plan? |
| Kotak Secure Invest Insurance is a unit linked life insurance plan and is one of the best investment plans from safety perspective. It lets you enjoy the upside of the market while safeguarding the downside by way of Capital Guarantee. Therefore, on maturity, if the market value of your units is higher, you reap the benefits with the peace of mind whilst in a bear market your investment is protected by Capital Guarantee. In addition, the returns are totally tax-free. |
| Advantages |
- Market participation backed by Capital Guarantee
- Inbuilt investment advice of Guarantee Fund
- Long term benefits of insurance with short term payment
- Tax Benefits
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| Key Features |
 Capital Guarantee* |
| The unique feature of this investment plan ensures that while you gain from the upside of rising markets, market under performance will not unnerve you as your capital is guaranteed at maturity. |
| * Capital Guarantee is available if the policy is in force and no partial withdrawals are made. Guarantee Charge of 0.75% p.a. will be applicable on Fund Value. |
 Inbuilt Investment Advice |
| We are offering a unique Guarantee Fund that aims at stable capital appreciation while limiting the downside risk in falling markets through active management of funds by experts. You also have the option of Money Market Fund, which invests in Money Market Instruments. |
| In cases where Capital Guarantee falls away you have the option to switch your investments to the Frontline Equity Fund and no Guarantee Charge will be applicable. |
 Flexibility of Short Term Payment |
| You also have the option of a shorter term for premium payment where you can choose to pay off your premiums in 5 years (for 10 year policy term) or 10 years (for 15/20/25/30 year policy terms). |
 Boosted Protection through Riders |
| You can opt for additional rider benefits if you want to guard against any specific eventuality. This investment plan offers the following riders: |
- Kotak Term / Preferred Term Benefit (KTB/KPTB)
- Kotak Accidental Death Benefit (ADB)
- Kotak Permanent Disability Benefit (PDB)
- Kotak Critical Illness Benefit (CIB)
- Kotak Life Guardian Benefit (LGB)
- Kotak Accidental Disability Guardian Benefit (ADGB)
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| Tax Benefits |
| You may avail of tax benefits under Section 80C and Section 10 (10D) of Income Tax Act, 1961 subject to conditions as specified in those sections . Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details |
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| Risk Factors |
- Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors.
- The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down, based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
- Kotak Mahindra Old Mutual Life Insurance Ltd. is only the name of the Insurance Company and Kotak Secure Invest Insurance is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
- Please know the associated risks and the applicable charges from your Insurance Agent or Corporate Agent / Insurance Broker or the policy contract.
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| For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. This is a unit linked non-participating plan. Insurance is the subject matter of the solicitation. |
| Kotak Secure Invest Insurance – UIN – 107L062V01, Form No. - L062, Reference No. - KLI/10-11/E-WEB/97 |
| Kotak Accidental Death Benefit UIN 107C001V01, Form No. C001 Kotak Permanent Disability Benefit UIN 107C002V01, Form No. C002, Kotak Term Benefit UIN 107C003V02, Form No. C003 , Kotak Critical Illness UIN 107C004V02, Form No. C004, Kotak Accidental Disability Guardian UIN 107C011V01, Form No. C011, Kotak Life Guardian UIN 107C012V01, Form No. C012, Kotak Preferred Term Benefit UIN 107C013V01, Form No. C013. |
Regn. No.: 107,
Regd. Office:
Kotak Mahindra Old Mutual Life Insurance Ltd.
4th Floor, Vinay Bhavya Complex,
159 A, C.S.T. Road, Kalina,
Santacruz (East),
Mumbai - 400 098
Website: http://insurance.kotak.com
Email: lifeexpert@kotak.com.
SMS KLIFE to 5676788 Toll Free No. – 1800 209 8800 |
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