Facebook Twitter
1800 209 8800
Mon-Sat 8am - 10pm
We stand in solidarity with the families who have lost their loved ones in the floods in Chennai. For any assistance on claims, please call our toll free number 1800 209 8800 or email us at kli.claimsmitra@kotak.com                                                                IRDAI CAUTIONS PUBLIC AGAINST SPURIOUS CALLS AND FICTITIOUS OFFERS
Kotak Platinum

Kotak Platinum

Unit Linked Life Insurance Plan

In this policy, the investment risk in investment portfolio is borne by the policyholder. Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to withdraw/surrender the monies invested in Linked Insurance Products completely or partially till the end of the fifth year from inception.


You have lived life on your own terms; always done what you have believed in with conviction and élan. As a successful individual you are used to the best life has to offer. It is only fitting that you should expect your investment avenues to measure up to your impeccable standards.

Keeping this in mind Kotak Life Insurance introduces Kotak Platinum, an investment plan with nominal charges that you can customize as per your goals and requirements. With an unmatched combination of 3 Investment Strategies and flexibilities, this plan gives you complete control over your investments.


Download Brochure
Entry Age 0 to 65 years (60 years for limited pay)
Maturity Age 18 to 75 years
Policy Term 10 to 30 years
The minimum policy term for minors is 10 or 18 years minus age last birthday of the life insured on the date of commencement.
Premium Payment Mode Yearly / half-yearly / quarterly / monthly
Premium Payment Term

Regular
Equal to the policy term.


Limited
5-year payment with policy term of 10 years
10-year payment with policy term of 15 to 30 years

Premium ()

Min: Annual: 99,000, Half-yearly: 49,500, Quarterly: 24,750, Monthly: 8,250

Max: No Limit

Basic Sum Assured
Age of Life Insured Minimum Maximum
Less than 45 years Higher of 10 times AP or 0.5* Policy Term * AP 25 times AP
45 years


Higher of 7 times AP or 0.25* Policy Term * AP
25 times AP
46 years - 55 years 15 times AP
56 years - 60 years 10 times AP
61 years and above 7 times AP

Limited Pay
Age of Life Insured Minimum Maximum
Less than 45 years Higher of 10 times AP or 0.5* Policy Term * AP 15 times AP
45 years


Higher of 7 times AP or 0.25* Policy Term * AP
15 times AP
46 years- 50 years 15 times AP except for 5 PPT which is 10 times AP
51 years- 60 years 10 times AP except for 5 PPT which is 7 times AP

AP refers to one Annualized Premium

Top-Up Premium

Min: 10,000

Max: The total Top-Up premium paid shall not exceed the sum of all the regular premiums paid at that point of time

Top-Up Sum Assured

Top-Up at ages below 45 years: Top-Up Sum Assured: 1.25 x Top-Up premium.
Top-Up at ages 45 years and above: Top-Up Sum Assured: 1.10 x Top-Up premium.




You may also consider:

Kotak Ace Investment


Download Brochure


NOT SURE WHICH PLAN IS RIGHT FOR YOU?

View Our Insurance Guide


NEED HELP BUYING A PLAN?

Request a Life Advisor


Type the code shown :



By submitting this form, you hereby allow us to contact you even if you are registered under NDNC.

Explore Kotak Life Insurance