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Kotak Classic Endowment Plan

Kotak Classic Endowment Plan

A life insurance plan

You always needed protection but what if you are provided with an alternative that offers an opportunity for savings and wealth accumulation as well? Kotak Classic Endowment Plan can help in fulfilling these requirements. Kotak Classic Endowment Plan is a long term protection cum savings plan that offers protection benefit while earning Bonuses during the policy term.

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Additional Protection:

If you feel the insurance cover is not adequate or wish to customize the protection, you can do so by attaching below mentioned optional Riders to your base plan:

  • Kotak Term/Preferred Term Benefit (KTB/KPTB): Provides additional protection over and above the Death Benefit under the base plan.
  • Kotak Accidental Death Benefit (ADB): Lump sum benefit paid on accidental death in addition to Death Benefit under the base plan.
  • Kotak Permanent Disability Benefit (PDB): Installments paid on admission of a claim on becoming disabled due to accident.
  • Kotak Critical Illness Benefit (CIB): Portion of Sum Assured on maturity (maximum 50% of Sum Assured on maturity) payable on admission of a claim on a critical illness, subject to terms and conditions, definitions and specific exclusions.
  • Kotak Life Guardian Benefit (LGB): Remaining premiums will be paid on behalf of the policyholder in case of his / her death.
  • Kotak Accidental Disability Guardian Benefit (ADGB): Remaining premiums paid on behalf of the policyholder in case of accidental disability.

For more details on Riders and exclusions please refer to the Individual Rider Brochure before concluding the purchase.

Tax Benefits & Disclaimers

You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details.

Terms & Conditions
Insurance is the subject matter of solicitation. This is a savings-cum-protection oriented participating endowment assurance plan. For more details on risk factors, terms & conditions please read the sales brochure carefully before concluding the sale.


Kotak Classic Endowment Plan UIN: 107N082V01, Form No: N082, KTB - 107B003V03, KPTB -107B013V02, ADB - 107B001V02, PDB - 107B002V02, CIB - 107B004V03, LGB - 107B012V02, ADGB - 107B011V02.


Ref. No.: KLI/13-14/E-WEB/237


Regd. Office:

Kotak Mahindra Old Mutual Life Insurance Ltd.

Reg No. 107

CIN : U66030MH2000PLC128503

2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051

Toll Free: 1800 209 8800 (8 am to 10 pm)

Website: http://insurance.kotak.com





IRDAI clarifies to public that
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus.
  • Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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