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Kotak Ace Investment

Kotak Ace Investment

Unit Linked Life Insurance Plan

In this policy, the investment risk in investment portfolio is borne by the policyholder. Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to withdraw/surrender the monies invested in Linked Insurance Products completely or partially till the end of the fifth year from inception.

How your tomorrow shapes up depends on the decisions you make today. However, with so many choices around, choosing that right investment avenue can be quite a difficult proposition. Let us make your tasks simpler by offering you an investment plan that is designed with the clear objective of accumulating wealth and providing adequate life cover.

Kotak Life Insurance presents to you, Kotak Ace Investment, an investment oriented unit linked life insurance plan. This plan offers you Investment Strategies along with convenient payment options to ensure efficient wealth creation.

Capitalize on unmatched options of 3 Investment Strategies to build a substantial corpus

To get the best out of your money it is important to determine your investment horizon. This enables you to establish your risk-return profile and thereafter choose the funds that suit you. Kotak Ace Investment offers you the flexibility to choose from 3 Investment Strategies;

  • Self Managed Strategy – If you wish to manage your investment on your own
  • Age Based Strategy – if you don't have the time or financial expertise in managing your investments
  • Systematic Switching Strategy (SSS) – if you want to avail the benefit of equity investment in a systematic manner

This way you get exhaustive options to diversify your wealth and you don't need to look for any other investment avenue.

Flexible payment period

If a longer payment period doesn't suit your needs, you can always opt for a shorter one. Choose either a:

  • 5-year premium payment term for a policy term of 10 years, or
  • 10-year premium payment term for policy terms of 15, 20, 25 and 30 years

What's more, you also have the option to pay yearly, half-yearly, quarterly or monthly – giving you even greater flexibility in the way you invest.

Add more to your savings through Top-Up

You can invest your surplus funds as Top-Ups, thus adding to your savings potential. You also enjoy Top-Up Sum Assured that adds to your existing cover.

An insurance policy that provides easy access to investment

Need cash for an unexpected life event? Kotak Ace Investment lets you:

  • Make partial withdrawals after the 5th policy year
  • Receive the full Fund Value in a lump sum or periodic payouts after maturity. Thus, in the event of financial contingencies, your money is easily accessible and not locked away in a savings plan.

Other advantages

  • Life insurance cover that safeguards your family's well-being
  • Choice of Riders to enhance protection – Accidental Death and Permanent Disability Benefit Rider

You may also consider:

Kotak Platinum

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