In this policy, the investment risk in investment portfolio is borne by the policyholder. Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to withdraw/surrender the monies invested in Linked Insurance Products completely or partially till the end of the fifth year from inception.
How your tomorrow shapes up depends on the decisions you make today. However, with so many choices around, choosing that right investment avenue can be quite a difficult proposition. Let us make your tasks simpler by offering you an investment plan that is designed with the clear objective of accumulating wealth and providing adequate life cover.
Kotak Life Insurance presents to you, Kotak Ace Investment, an investment oriented unit linked life insurance plan. This plan offers you Investment Strategies along with convenient payment options to ensure efficient wealth creation.
|Entry Age||0 to 65 years (60 years for limited pay)|
|Maturity Age||18 to 75 years|
|Policy Term||10 / 15 / 20 / 25 / 30 years|
|Premium Payment Mode||Yearly / half-yearly / quarterly / monthly|
|Premium Payment Term||
|Basic Sum Assured||Regular Pay:
AP refers to one Annualized Premium
|Top-Up Premium||Minimum : 10,000
Maximum : The total Top-Up premium paid shall not exceed the sum of all the regular premiums paid at that point of time
|Top-Up Sum Assured||Top-Up at ages below 45 years: Top-Up Sum Assured: 1.25 x Top-Up premium.
Top-Up at ages 45 years and above: Top-Up Sum Assured: 1.10 x Top-Up premium.
You may also consider:Kotak Platinum
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