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We stand in solidarity with the families who have lost their loved ones in the floods in Chennai. For any assistance on claims, please call our toll free number 1800 209 8800 or email us at kli.claimsmitra@kotak.com                                                                IRDAI CAUTIONS PUBLIC AGAINST SPURIOUS CALLS AND FICTITIOUS OFFERS
Kotak Ace Investment

Kotak Ace Investment

Unit Linked Life Insurance Plan

In this policy, the investment risk in investment portfolio is borne by the policyholder. Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to withdraw/surrender the monies invested in Linked Insurance Products completely or partially till the end of the fifth year from inception.


How your tomorrow shapes up depends on the decisions you make today. However, with so many choices around, choosing that right investment avenue can be quite a difficult proposition. Let us make your tasks simpler by offering you an investment plan that is designed with the clear objective of accumulating wealth and providing adequate life cover.

Kotak Life Insurance presents to you, Kotak Ace Investment, an investment oriented unit linked life insurance plan. This plan offers you Investment Strategies along with convenient payment options to ensure efficient wealth creation.


Entry Age 0 to 65 years (60 years for limited pay)
Maturity Age 18 to 75 years
Policy Term 10 / 15 / 20 / 25 / 30 years
Premium Payment Mode Yearly / half-yearly / quarterly / monthly
Premium Payment Term

Regular
Equal to the policy term.

Limited
5-year payment with policy term of 10 years
10-year payment with policy term of 15 / 20 / 25 / 30 years

Premium ()

Regular Pay:
Min: Yearly: 30,000, Half-Yearly: 18,000, Quarterly: 9,000 & Monthly: 3,000.
Max: No limit

Limited Pay:
Min: Yearly: 50,000, Half-Yearly: 30,000, Quarterly: 15,000 & Monthly: 5,000.
Max: No limit

Basic Sum Assured Regular Pay:
Age of Life Insured Minimum Maximum
Less than 45 years Higher of 10 times AP or 0.5* Policy Term * AP 25 times AP
45 years


Higher of 7 times AP or 0.25* Policy Term * AP
25 times AP
46 years - 54 years 15 times AP
55 years - 60 years 10 times AP
61 years and above 7 times AP

Limited Pay:
Age of Life Insured Minimum Maximum
Less than 45 years Higher of 10 times AP or 0.5* Policy Term * AP 15 times AP
45 years


Higher of 7 times AP or 0.25* Policy Term * AP
15 times AP
46 years- 54 years 15 times AP except for 5 PPT which is 7 times AP
55 years- 60 years 10 times AP except for 5 PPT which is 7 times AP

AP refers to one Annualized Premium

Top-Up Premium Minimum : 10,000

Maximum : The total Top-Up premium paid shall not exceed the sum of all the regular premiums paid at that point of time
Top-Up Sum Assured Top-Up at ages below 45 years: Top-Up Sum Assured: 1.25 x Top-Up premium.
Top-Up at ages 45 years and above: Top-Up Sum Assured: 1.10 x Top-Up premium.



You may also consider:

Kotak Platinum


Download Brochure


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