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Kotak Premier Pension Plan

Kotak Premier Pension Plan

Traditional Participating Pension Plan

Today you are an earning, self-reliant individual, working hard to realize yours' and your loved one's dreams. However, tomorrow when you retire, a new phase of your life will start when your income will stop and you might face difficulty in maintaining the same lifestyle that you are having today!


Kotak Life Insurance presents Kotak Premier Pension Plan that helps you to accumulate a retirement kitty for the golden years to help you lead a comfortable and worry-free retirement life. This plan is a participating plan with assured benefits on death and vesting.


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Guaranteed Additions*

In the first 5 policy years, Guaranteed Additions as %age of Basic Sum Assured will accrue payable either on maturity or on death whichever is earlier.


Earn bonus from 6th policy year onwards

Bonuses start accruing from 6th year onwards.


Assured Benefit

A minimum guaranteed benefit will be available either on death or on vesting equaling 105% of the Total Premiums paid till date of death or vesting (excluding taxes and rider premium, if any).


Additional Protection through optional riders

Plan offers two rider options to be chosen from to increase the protection levels.


*Subject to the policy being in force




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