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Important Message: In pursuance of the demonetisation of old notes of Rs. 500/- and Rs. 1,000/- by the Central Government, all customers are requested not to make payments using these old notes. All other valid currencies, including bank notes of the NEW series of Rs. 500/- and Rs. 2,000/- will be accepted. For further convenience, kindly use our digital modes of payment - like ECS/NACH, Debit/Credit Card, Net Banking & NEFT/RTGS. Click here to know more.
Kotak Saral Suraksha

Kotak Saral Suraksha

A Term Insurance Plan

You are your family's primary source of income and your continued presence ensures their comfort and well-being. However, life is unpredictable and your absence will not only result in an emotional trauma but will also place your family under considerable financial duress.

Kotak Saral Suraksha is a low cost term plan that helps in providing protection to your family in your absence, thus ensuring their financial security.


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Entry Age (as on last birthday) Min: 18 years,
Max: 55 years
Maturity Age Min: 23 years,
Max: 65 years
Policy Term 5 and 10 years
Premium Payment Term 5 years or Single payment
Premium Payment Mode Single, Yearly and Half yearly
Sum Assured (fixed)

5,000, 10,000, 15,000, 25,000, 50,000, 75,000, 100,000

Premium Modal Factor for 5-year Premium Payment Yearly – 100% ,
Half yearly – 51%



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