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Life Insurance> Individual Insurance Plans> Savings & Investments Plans
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Growth
Plans |
| Your life insurance plan can also work as a growth plan that helps you maximize wealth creation. In the recent times, life insurance products have evolved beyond providing just 'risk protection'. Today, life insurance plans are attractive options for creating wealth - an investment vehicle that can maximize returns. Such investment plans give you competitive returns, besides added incentives like bonuses. These growth plans provide the dual benefits of financial protection as a risk cover and attractive returns over a long term. |
Growth
plans for wealth creation & security |
| In a life insurance based growth plan, a part of the premium goes towards providing the risk cover, while the rest is invested in a mix of equity and debt, and the equity exposure chosen depends on your risk appetite. Such investment plans also help the policy holder to make profits in rising markets and move into safer options in case market falls. |
| Our growth plans are excellent for people who want to invest in equities but have no time to manage their investment portfolio: A lot of people want to invest in the equity market and benefit from rising markets, but do not have the time or the knowledge to invest. Our life insurance based growth plans allocate your funds judiciously with the aim to maximise returns from investments. The funds available with these growth plans are actively managed by fund managers so that your long-term savings are transformed into a significant corpus. |
| Flexibility
to choose between various funds depending
on one’s risk appetite: |
| Depending
upon your risk profile, needs, time
horizon and market outlook, you can
choose from various funds options available
with the market linked growth plans. |
| Our growth
plans have been designed to help you
invest smart and achieve your financial
goals. So go ahead and choose one from
the plans given below! |
| Reference No. - KLI/09-10/E-WEB/131 |
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Kotak Invest Maxima  |
| Kotak Invest Maxima is an investment-oriented unit linked life insurance plan. It offers to maximize your investment with zero premium allocation charge. It also gives an option to choose from two investment strategies. |
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| Kotak Assured Income Plan |
| The plan guarantees you a second income every year, for 20 years. In addition, on maturity you receive 110% to 104% of Basic Sum Assured. You also enjoy life cover for the entire policy term thereby protecting your family should something happen to you. |
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| Kotak Platinum |
| Kotak Platinum is a unit linked investment plan with low charges along with convenient premium payment options. A great combination of 8 funds and loyalty additions, this plan helps you build substantial wealth for yourself. |
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| Kotak Ace Investment |
| This plan offers you a wide range of fund options to suit your risk return profile and convenient payment and withdrawal options to make investing a breeze for you. You also enjoy the shield of insurance to protect your family from adversity. |
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| Kotak Wealth Insurance |
| Kotak Wealth Insurance, a unit linked life insurance plan, is an investment plan( that provides you with investment growth to take care of your family's goals and comprehensive protection to help your family and you meet unplanned events head on. |
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more |
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| Kotak Secure Invest Insurance |
| Kotak Secure Invest Insurance, a unit linked life insurance plan, is an investment plan that lets you enjoy the upside of the market through exposure in equities while safeguarding the downside by way of Capital Guarantee |
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more |
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| Kotak
Endowment Plan |
| Kotak Endowment Plan is a participating endowment plan that provides you an avenue for long term regular investments to accumulate a lump sum on maturity. |
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more |
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| Kotak
Money Back Plan |
| This plan offers the key benefit of cash lump sums at periodic intervals of five years ensuring that you are able to meet any of your financial obligations |
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more |
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| Kotak
Surakshit Jeevan |
| Kotak Surakshit Jeevan, an enhanced protection and long-term savings plan, makes sure your family remains financially independent even if you are not around |
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more |
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| Kotak
Premium Return Plan |
| The premium Return Plan, which is a savings plan, will get you the dual benefit of a risk cover and savings, with minimal paperwork and procedures |
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more |
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