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We stand in solidarity with the families who have lost their loved ones in the floods in Chennai. For any assistance on claims, please call our toll free number 1800 209 8800 or email us at kli.claimsmitra@kotak.com                                                                IRDAI CAUTIONS PUBLIC AGAINST SPURIOUS CALLS AND FICTITIOUS OFFERS
Term Group Plan

Kotak Term Group Plan

A Life Insurance Plan

In this age of competition where technology and systems are available to every organization, it's the people that differentiate the good from the great. Your organization has people - Your customers as well as Your employees - that are of immense value to you. One of their prime concerns is the security and safety of their families. Being an organization of repute you would like to share this responsibility by providing them with a solution that meets their need.


Kotak Term Group Plan provides life cover to the member, by paying a lump sum benefit to the beneficiary in case of an unfortunate event. There is also an option available for the member to opt for additional voluntiary life cover for self and spouse. There is also a range of riders available to cover other risks like disability, dismemberment, illness, family benefit and functional impairment. It is an ideal solution that provides security to the families of your members in case of an adversity.

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Individual borrowers and investors / co-borrowers /co-investors of the institution can be covered under this plan.

Group Size Minimum
No Limit
Entry Age of Member (Last Birthday) As per scheme rules or 18 years whichever is higher As per scheme rules or 74 years whichever is lower
Basic Sum Assured per Member Minimum
No Limit
Policy Term 1 year. (Annually Renewable)
Policy Payment Mode Annual / Half-yearly / Quarterly / Monthly
Premium Modal Factor
Premium Mode Premium Modal factor
Annual 100%
Half-Yearly 51%
Quarterly 26%
Monthly 8.75%


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