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We stand in solidarity with the families who have lost their loved ones in the floods in Chennai. For any assistance on claims, please call our toll free number 1800 209 8800 or email us at kli.claimsmitra@kotak.com                                                                IRDAI CAUTIONS PUBLIC AGAINST SPURIOUS CALLS AND FICTITIOUS OFFERS
Group Shield

Kotak Group Shield

A Life Insurance Plan

A comprehensive group insurance plan for financial institutions to safeguard their financial assets from default payments, the Kotak Group Shield Plan covers your customers' loans and savings. Its wide-ranging life insurance cover also protects the well-being of your customers and their family members in the event of death, illness or disability.


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Protection against a loan liability

Kotak Group Shield provides a cover that is generally equal to the initial loan amount. The benefit will be payable to the borrower/nominee/legal heir, in case of the occurrence of the insured event. It gives peace of mind to the customer's family by relieving the loan liability and eliminates the risk of non-repayment due to the unfortunate event.

Comprehensive protection

Kotak Group Shield provides protection not only in case of death of the customer but also in case of unfortunate events like:

  • Disability
  • Critical illness
  • Terminal illness

Various plan options for different needs

To better suit your needs, the Kotak Group Shield is available in four options as follows:

  • Easy Group Shield
  • Group Shield
  • Group Shield Plus Disability Benefit
  • Group Shield Plus Critical Illness Benefit
  • Joint Life Option

For detailed conditions and exclusions for the above plan options, please read the brochure carefully


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