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Kotak Group Assure

Kotak Group Assure

A Life Insurance Plan

Kotak Group Assure Plan protects the family of the life insured from risk of loan liability falling on their head in case of the demise of the insured. At the same time, it shields credit institutions from the risk of loan non-payments due to death, illness and disability. It also helps to protect customer's assets and savings in the unfortunate event of death, illness or disability.


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Protection against a loan liability

Kotak Group Assure is a group credit insurance policy that provides cover that is equal to the outstanding balance of the loan amount as per the loan repayment schedule as per the cover schedule provided by the Insurer. The benefit will be payable to the borrower/nominee/legal heir in case of occurrence of the insured event to the extent of the outstanding loan amount as per the cover schedule provided by the Insurer. It gives peace of mind to customer's family by relieving the loan liability and eliminates the risk of non-repayment due to the insured event.


Comprehensive coverage

Kotak Group Assure is one of the group insurance plans that provides protection not only in case of death of the customer but also in case of other unfortunate events including:

  • Disability
  • Critical illness
  • Terminal illness


Various plan options for different needs

To better suit your needs, the Kotak Group Assure is available in four options as follows:

  • Easy Group Assure
  • Group Assure
  • Group Assure plus Disability Benefit
  • Group Assure Plus Critical Illness Benefit 
  • Joint Life Cover

For detailed conditions and exclusions for the above plan options, please read the brochure carefully


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