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Kotak Gratuity Plus Group Plan

Kotak Gratuity Plus Group Plan

A Unit Linked Group Gratuity Insurance Plan

"IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER."

 

Gratuity is not just a statutory obligation but also a very important tool today to retain and attract talented employees. However, gratuity liability of the employer tends to increase with an increase in the salary and tenure of employment.

 

Kotak Life Insurance offers Kotak Gratuity Plus Group Plan (KGPP) - a Unit-linked group gratuity plan that will not only help you fund for the gratuity obligation systematically & effectively but also will help you release resources for your core business activities.

 

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Capital Guarantee*

'Return of all contributions made (Net of past benefit payments, if any)' at the point of exit

 

Regular Additions for higher fund size

For fund size above the prescribed limits, regularly additional units will be added to the Schemes and the percentage addition will vary by fund size at the beginning of the calendar month

 

 

Life insurance coverage for employees

Apart from Gratuity benefit, employees are entitled to life insurance coverage that will be payable to their families in the unfortunate event of their death.


 

*Subject to Terms & Conditions. Guarantee for every contribution shall be applicable only after one year from the date of that contribution and the Guaranteed Benefit in respect of that contribution is return of contribution net of past benefit payments, if any.



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