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Kotak Gratuity Group Plan

Kotak Gratuity Group Plan

A Unit Linked Group Gratuity Insurance Plan



Gratuity is not just a statutory obligation but also a very important tool today to retain and attract talented employees. However, gratuity liability of the employer tends to increase with an increase in the salary and tenure of employment.


A comprehensive and effective gratuity plan will help you in reducing business costs and meet the funding needs to make gratuity payments. It will also help you avail tax benefits as applicable to approved gratuity funds.


Kotak Life Insurance offers Kotak Gratuity Group Plan (KGGP) - a Unit-linked group gratuity plan that will not only help you fund for the gratuity obligation systematically & effectively but also will help you release resources for your core business activities.

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Market-linked returns and long-term investment growth

Investing your gratuity fund in a unit-linked investment portfolio exposes you to a variety of market instruments. A gratuity plan like this enables you to reward your talented and loyal employees without putting a financial stress on your core business in the long run.


Regular Additions for higher fund sizes

For fund sizes above the prescribed limits, regularly additional units will be added to the Schemes and the percentage addition will vary by fund size at the beginning of the calendar month


Choice of 6 fund options

The plan offers 6 fund options to choose from suiting your risk appetite and investment objective.


Life insurance coverage for employees

Apart from Gratuity benefit, employees are entitled to life insurance coverage that will be payable to their families in the unfortunate event of their death.


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