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Kotak Complete Cover Group Plan

Kotak Complete Cover Group Plan

A Life Insurance Plan

Kotak Complete Cover Group Plan provides life cover to a group of borrowers of the credit /lending institution (banks, retail finance providers etc.). It is a non-participating single-premium plan and can be customized to cover all types of loans and repayment terms.


The plan can be mandatory (all members join) or voluntary (subject to certain conditions). In the unfortunate event of death of the borrower during the term of the policy, the outstanding loan amount (as per the cover schedule) will get extinguished relieving the borrower's family of the loan liability and will also eliminate the risk of loss due to death of the borrower to the Credit Institution


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Individual borrowers and co-borrowers of your institution can be covered under this plan

Plan Options Details
Entry Age ^ (last birthday) Min : 15 years
Max : Single Premium 73 years
Cover Cease Age (last birthday) Max : 75 years
Cover Term Min : 2 years
Max : 30 years (subject to maximum maturity age being less than or equal to 75)
Premium Payment Term Single Premium
Sum Assured Min: 5,000
Max: No limit

^Note:- In case of minor life insured, an appointee shall be required.


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